Chermside vs Aspley
Annual running cost comparison for Brisbane home buyers · 2025–26 data
Data updated July 2025 · Council rates, water, commute (ATO 88c/km), and home insurance
Annual running cost breakdown
| Cost component | Chermside | Aspley |
|---|---|---|
| Council rates | $1,519 | $1,519 |
| Water & sewerage | $1,824 | $1,824 |
| Annual commute (driving) | $803 | $972 |
| Home insurance (estimated) | $1,850 | $1,850 |
| Total annual cost | $5,996 | $6,165 |
| Distance to CBD | 9.5 km | 11.5 km |
Teal = lower cost. Council rates from Brisbane City Council 2025-26 and Brisbane City Council 2025-26. Commute uses ATO 88c/km over ABS annual kilometres by location class. Insurance AI-estimated; actual premiums vary.
Cost breakdown detail
Both suburbs fall under Brisbane City Council 2025-26, paying the same general rate of $1,519 per year.
Driving commute costs are similar: $803 per year from Chermside and $972 from Aspley to Brisbane CBD.
Schools and risk profile
| Factor | Chermside | Aspley |
|---|---|---|
| School score (ICSEA) | 4.0/10 | 8.6/10 |
| Nearest state primary | Wavell Heights State School | Aspley State School |
| Nearest private school | Our Lady of the Angels' School | St Dympna's Parish School |
| Flood risk | Low | Low |
| Fire risk | Low | Medium |
Aspley has the stronger school profile at 8.6/10 versus 4.0/10 for Chermside (ICSEA scale, higher = better). Nearest state primaries: Wavell Heights State School (Chermside) and Aspley State School (Aspley).
Chermside carries low flood risk and low fire risk. Aspley has low flood risk and medium fire risk. Source: Queensland Globe and QFES mapping.
Who each suburb suits
- Buyers watching costs: Chermside saves $169 per year
- City commuters: 9.5 km to CBD vs 11.5 km
- Buyers who want lower flood and fire risk
- Families prioritising school scores: 8.6/10
Frequently asked questions
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Which is cheaper to live in, Chermside or Aspley?
Chermside and Aspley are within $169 of each other annually for a house. At that margin, commute direction and school scores will drive the decision more than running cost.
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How far is Chermside from Brisbane CBD compared to Aspley?
Chermside is 9.5 km from Brisbane CBD. Aspley is 11.5 km from Brisbane CBD. Annual driving commute costs are $803 and $972 respectively, using the ATO 88 cents per kilometre rate over standard working days.
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Which suburb has better schools, Chermside or Aspley?
Aspley rates higher on ICSEA school quality data at 8.6/10 versus 4.0/10 for Chermside. The nearest state primary in Chermside is Wavell Heights State School; in Aspley it is Aspley State School. Source: ACARA ICSEA 2025.
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What are the flood and fire risks in Chermside versus Aspley?
Chermside has low flood risk and low fire risk. Aspley has low flood risk and medium fire risk. Source: Queensland Globe flood mapping and QFES bushfire prone land data.
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What are council rates in Chermside compared to Aspley?
Annual council rates for a house in Chermside are $1,519 (Brisbane City Council 2025-26). In Aspley the rate is $1,519 (Brisbane City Council 2025-26). Water and sewerage charges add $1,824 in Chermside and $1,824 in Aspley per year.
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Is Chermside or Aspley better for families?
Aspley scores higher on schools at 8.6/10 versus 4.0/10. Chermside has lower combined flood and fire risk. Those two factors point in different directions for this pair.
Individual suburb profiles
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