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Council rates: 2026-27 · Water: 2026-27 where published, otherwise estimated · Commute: ATO 2026-27 · Sources: council budgets, water utilities, ATO, ABS

Abercrombie vs Windradyne, true annual running costs compared 2026

Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks

Abercrombie and Windradyne are both Bathurst Regional rates (OLG suburbs, sitting 4 km and 3.1 km from Bathurst CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.

The verdict
Abercrombie and Windradyne cost about the same to live in

The two sit within $287 a year of each other to run, so running cost is a minor factor here. The decision comes down to schools, risk and lifestyle, all in the free report.

$287difference per year
$3,290over 10 years
the commutebiggest cost driver

Over 10 years, Windradyne costs about $3,300 less to run than Abercrombie. That's about $6 a week.

Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict → Personalise this comparison with your own commute, home type and loan →

Abercrombie

2795 · Bathurst Regional rates (OLG · 4 km from CBD
$5,519
Total annual cost (driving)
Includes estimated insurance, excludes electricity
Public transport total$5,519
School score5.7/10
Flood & fire riskIn report

Windradyne

2795 · Bathurst Regional rates (OLG · 3.1 km from CBD
$5,232
Total annual cost (driving)
Includes estimated insurance, excludes electricity
Public transport total$5,232
School score4.2/10
Flood & fire riskIn report

Annual cost breakdown

CategoryAbercrombieWindradyneDifference
Council rates Official, 2026-27$1,341$1,341-
Water & sewerage Estimated$1,300$1,300-
Commute (driving) Modelled, 2026-27$1,328$1,041+$287
Commute (public transport) Modelled, 2026-27$1,328$1,041+$287
Home insurance Estimated$1,550$1,550-
Body corporate (unit) Estimated$1,800$1,800-
Total (driving)$5,519$5,232+$287
Total (public transport)$5,519$5,232+$287

Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).

Estimated electricity cost typical 2-person household
DwellingAbercrombieWindradyneDifference
House$3,257$3,257-
Unit$2,691$2,691-

Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.

Cost breakdown chart

Annual cost breakdown, Abercrombie vs Windradyne (2026-27)

What the numbers show

Abercrombie and Windradyne cost within $287 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $3,290, making running cost a minor factor in the decision.

The biggest single gap is commute costs at $287 per year. Abercrombie is 4 km from Bathurst CBD, which drives higher annual driving costs at the ATO rate of 91c/km.

On public transport the gap is $287 per year, $5,519 from Abercrombie versus $5,232 from Windradyne.

Where the difference actually comes from

Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance.

The catchment state school scores 5.7 in Abercrombie against 4.2 in Windradyne, on ACARA's ICSEA percentile scaled to ten.

10-year cumulative cost projection

YearAbercrombie cumulativeWindradyne cumulativeDifference
Year 1$5,519$5,232$287
Year 3$17,059$16,172$887
Year 5$29,301$27,777$1,524
Year 10$63,269$59,979$3,290

Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.

Frequently asked questions

  1. Is Abercrombie or Windradyne cheaper to live in?

    Windradyne is cheaper to run by car at $5,232 per year versus $5,519 for Abercrombie, a difference of $287 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.

  2. What are council rates in Abercrombie and Windradyne?

    Annual council rates for a house are $1,341 in Abercrombie (Bathurst Regional rates (OLG) and $1,341 in Windradyne (Bathurst Regional rates (OLG). Water and sewerage adds $1,300 in Abercrombie and $1,300 in Windradyne. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.

  3. How does the commute cost compare between Abercrombie and Windradyne?

    Annual driving commute costs are $1,328 from Abercrombie and $1,041 from Windradyne to Bathurst CBD (ATO 91c/km). No daily public transport commute is assumed from either suburb, so both are costed by car.

  4. What is the 10-year cost difference between Abercrombie and Windradyne?

    At 3% annual cost growth, Abercrombie costs a cumulative $63,269 and Windradyne costs $59,979 over 10 years by car. The cumulative difference is $3,290 in favour of Windradyne. Excludes purchase price, mortgage, and personal expenses.

Which of Abercrombie and Windradyne suits you better?

You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.

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Sources: Bathurst Regional rates (OLG and Bathurst Regional rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.