Albury vs Glenroy: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks
Albury and Glenroy are both Albury rates (OLG suburbs, sitting 461.9 km and 461 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $50 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Albury
Glenroy
Annual cost breakdown
| Category | Albury | Glenroy | Difference |
|---|---|---|---|
| Council rates | $1,631 | $1,631 | - |
| Water & sewerage | $1,300 | $1,300 | - |
| Commute (driving) | $17,600 | $17,600 | - |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $2,450 | $2,400 | +$50 |
| Body corporate (unit) | $1,500 | $1,500 | - |
| Total (driving) | $22,981 | $22,931 | +$50 |
| Total (public transport) | $7,781 | $7,731 | +$50 |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Albury | Glenroy | Difference |
|---|---|---|---|
| House | $2,453 | $2,453 | - |
| Unit | $1,944 | $1,944 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Albury vs Glenroy (2026-27)
What the numbers show
Albury and Glenroy cost within $50 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $573, making running cost a minor factor in the decision.
The biggest single gap is home insurance at $50 per year. Albury carries medium flood risk, which pushes estimated premiums higher.
On public transport the two suburbs cost almost the same, $7,781 and $7,731 a year, so the $50 driving gap nearly closes if you commute by public transport.
10-year cumulative cost projection
| Year | Albury cumulative | Glenroy cumulative | Difference |
|---|---|---|---|
| Year 1 | $22,981 | $22,931 | $50 |
| Year 3 | $71,032 | $70,877 | $155 |
| Year 5 | $122,009 | $121,744 | $265 |
| Year 10 | $263,451 | $262,878 | $573 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Albury or Glenroy cheaper to live in?
Glenroy is cheaper to run by car at $22,931 per year versus $22,981 for Albury, a difference of $50 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Albury and Glenroy?
Annual council rates for a house are $1,631 in Albury (Albury rates (OLG) and $1,631 in Glenroy (Albury rates (OLG). Water and sewerage adds $1,300 in Albury and $1,300 in Glenroy. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Albury and Glenroy?
Annual driving commute costs are $17,600 from Albury and $17,600 from Glenroy to Sydney CBD (ATO 88c/km). Public transport costs $2,400 from Albury and $2,400 from Glenroy.
What is the 10-year cost difference between Albury and Glenroy?
At 3% annual cost growth, Albury costs a cumulative $263,451 and Glenroy costs $262,878 over 10 years by car. The cumulative difference is $573 in favour of Glenroy. Excludes purchase price, mortgage, and personal expenses.
Which of Albury and Glenroy is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Albury rates (OLG and Albury rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.