Albury vs Glenroy, true annual running costs compared 2026
Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks
Albury and Glenroy are both Albury rates (OLG suburbs, sitting 0.2 km and 2.6 km from Albury CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Albury runs $365 a year cheaper than Glenroy, driven mostly by the commute. Over 10 years at 3% growth that gap compounds to about $4,185.
Over 10 years, Albury costs about $4,200 less to run than Glenroy. That's about $8 a week.
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Glenroy
Annual cost breakdown
| Category | Albury | Glenroy | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $1,631 | $1,631 | - |
| Water & sewerage Estimated | $1,300 | $1,300 | - |
| Commute (driving) Modelled, 2026-27 | $514 | $879 | -$365 |
| Commute (public transport) Modelled, 2026-27 | $514 | $879 | -$365 |
| Home insurance Estimated | $1,850 | $1,850 | - |
| Body corporate (unit) Estimated | $1,500 | $1,500 | - |
| Total (driving) | $5,295 | $5,660 | -$365 |
| Total (public transport) | $5,295 | $5,660 | -$365 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Albury | Glenroy | Difference |
|---|---|---|---|
| House | $3,150 | $3,150 | - |
| Unit | $2,611 | $2,611 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Albury vs Glenroy (2026-27)
What the numbers show
Albury costs $365 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $4,185 in favour of Albury.
The biggest single gap is commute costs at $365 per year. Glenroy is 2.6 km from Albury CBD, which drives higher annual driving costs at the ATO rate of 91c/km.
On public transport the gap is $365 per year, $5,295 from Albury versus $5,660 from Glenroy.
Where the difference actually comes from
- Council rates is identical at $1,631 a year.
- Water and sewerage is identical at $1,300 a year.
- Driving commute favours Albury by $365 a year, $514 against $879.
- Building insurance is identical at $1,850 a year.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance.
Flood risk is rated medium in Albury against low in Glenroy, which feeds the insurance estimate. Fire risk is rated high in Glenroy against medium in Albury, which feeds the insurance estimate. The catchment state school scores 7.2 in Albury against 3.4 in Glenroy, on ACARA's ICSEA percentile scaled to ten.
10-year cumulative cost projection
| Year | Albury cumulative | Glenroy cumulative | Difference |
|---|---|---|---|
| Year 1 | $5,295 | $5,660 | $365 |
| Year 3 | $16,366 | $17,494 | $1,128 |
| Year 5 | $28,112 | $30,050 | $1,938 |
| Year 10 | $60,701 | $64,886 | $4,185 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Albury or Glenroy cheaper to live in?
Albury is cheaper to run by car at $5,295 per year versus $5,660 for Glenroy, a difference of $365 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Albury and Glenroy?
Annual council rates for a house are $1,631 in Albury (Albury rates (OLG) and $1,631 in Glenroy (Albury rates (OLG). Water and sewerage adds $1,300 in Albury and $1,300 in Glenroy. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Albury and Glenroy?
Annual driving commute costs are $514 from Albury and $879 from Glenroy to Albury CBD (ATO 91c/km). No daily public transport commute is assumed from either suburb, so both are costed by car.
What is the 10-year cost difference between Albury and Glenroy?
At 3% annual cost growth, Albury costs a cumulative $60,701 and Glenroy costs $64,886 over 10 years by car. The cumulative difference is $4,185 in favour of Albury. Excludes purchase price, mortgage, and personal expenses.
Which of Albury and Glenroy suits you better?
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Sources: Albury rates (OLG and Albury rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.