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Council rates: 2026-27 · Water: 2026-27 where published, otherwise estimated · Commute: ATO 2026-27 · Sources: council budgets, water utilities, ATO, ABS

Aldavilla vs Burnt Bridge, true annual running costs compared 2026

Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks

Aldavilla and Burnt Bridge are both Kempsey rates (OLG suburbs, sitting 42.4 km and 38 km from Port Macquarie CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.

The verdict
Aldavilla and Burnt Bridge cost about the same to live in

The two sit within $193 a year of each other to run, so running cost is a minor factor here. The decision comes down to schools, risk and lifestyle, all in the free report.

$193difference per year
$2,213over 10 years
home insurancebiggest cost driver

Over 10 years the gap between these two is about $2,200, about $4 a week, and most of it is the AI-estimated insurance line.

Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict → Personalise this comparison with your own commute, home type and loan →

Aldavilla

2440 · Kempsey rates (OLG · 42.4 km from CBD
$12,106
Total annual cost (driving)
Includes estimated insurance, excludes electricity
Public transport total$12,106
School score3.4/10
Flood & fire riskIn report

Burnt Bridge

2440 · Kempsey rates (OLG · 38 km from CBD
$11,913
Total annual cost (driving)
Includes estimated insurance, excludes electricity
Public transport total$11,913
School score1.0/10
Flood & fire riskIn report

Annual cost breakdown

CategoryAldavillaBurnt BridgeDifference
Council rates Official, 2026-27$1,492$1,492-
Water & sewerage Estimated$1,300$1,300-
Commute (driving) Modelled, 2026-27$6,964$6,971-$7
Commute (public transport) Modelled, 2026-27$6,964$6,971-$7
Home insurance Estimated$2,350$2,150+$200
Body corporate (unit) Estimated$1,500$1,500-
Total (driving)$12,106$11,913+$193
Total (public transport)$12,106$11,913+$193

Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).

Estimated electricity cost typical 2-person household
DwellingAldavillaBurnt BridgeDifference
House$2,774$2,774-
Unit$2,329$2,329-

Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.

Cost breakdown chart

Annual cost breakdown, Aldavilla vs Burnt Bridge (2026-27)

What the numbers show

Aldavilla and Burnt Bridge differ by $193 a year by car, but $200 of that is the building insurance estimate rather than a published figure. On the sourced costs, council rates, water and the commute, the gap is $7, so neither suburb is named cheaper here.

The biggest single gap is home insurance at $200 per year. Aldavilla carries high flood risk, which pushes estimated premiums higher.

On public transport the two suburbs cost almost the same, $12,106 and $11,913 a year, so the $193 driving gap nearly closes if you commute by public transport.

Where the difference actually comes from

Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.

Flood risk is rated high in Aldavilla against medium in Burnt Bridge, which feeds the insurance estimate. Fire risk is rated high in Burnt Bridge against medium in Aldavilla, which feeds the insurance estimate. The catchment state school scores 3.4 in Aldavilla against 1 in Burnt Bridge, on ACARA's ICSEA percentile scaled to ten.

10-year cumulative cost projection

YearAldavilla cumulativeBurnt Bridge cumulativeDifference
Year 1$12,106$11,913$193
Year 3$37,418$36,822$596
Year 5$64,272$63,248$1,024
Year 10$138,782$136,569$2,213

Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.

Frequently asked questions

  1. Is Aldavilla or Burnt Bridge cheaper to live in?

    Neither is named cheaper. Aldavilla runs $12,106 a year by car and Burnt Bridge $11,913, but most of the $193 difference is the building insurance estimate rather than a published figure. On council rates, water and the commute, which are sourced, the gap is $7. Source: SuburbCost 2026 data.

  2. What are council rates in Aldavilla and Burnt Bridge?

    Annual council rates for a house are $1,492 in Aldavilla (Kempsey rates (OLG) and $1,492 in Burnt Bridge (Kempsey rates (OLG). Water and sewerage adds $1,300 in Aldavilla and $1,300 in Burnt Bridge. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.

  3. How does the commute cost compare between Aldavilla and Burnt Bridge?

    Annual driving commute costs are $6,964 from Aldavilla and $6,971 from Burnt Bridge to Port Macquarie CBD (ATO 91c/km). No daily public transport commute is assumed from either suburb, so both are costed by car.

  4. What is the 10-year cost difference between Aldavilla and Burnt Bridge?

    At 3% annual cost growth, Aldavilla costs a cumulative $138,782 and Burnt Bridge costs $136,569 over 10 years by car. The cumulative difference is $2,213 in favour of Burnt Bridge. Excludes purchase price, mortgage, and personal expenses.

Which of Aldavilla and Burnt Bridge suits you better?

You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.

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Sources: Kempsey rates (OLG and Kempsey rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.