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Council rates: 2026-27 · Water & commute: 2025-26 · Sources: council websites, QUU, ATO, ABS

Alexandra Hills vs Capalaba: true annual running costs compared (2026)

Last updated July 2026 · council rates 2026-27 (QLD), ATO 91c/km, Translink fares, AER electricity benchmarks

Alexandra Hills and Capalaba are both Redland City Council suburbs, sitting 21.3 km and 19.3 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.

The verdict
Capalaba is the cheaper suburb to live in

Capalaba runs $744 a year cheaper than Alexandra Hills, driven mostly by home insurance. Over 10 years at 3% growth that gap compounds to about $8,529.

$744difference per year
$8,529over 10 years
home insurancebiggest cost driver

Over 10 years, Capalaba costs about $8,500 less to run than Alexandra Hills — the same as paying $8,500 less for the home. It's the cost no listing shows you.

Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →

Alexandra Hills

4161 · Redland City Council · 21.3 km from CBD
$12,305
Total annual cost (driving)
Public transport total$7,036
School score5.3/10
Flood & fire riskIn report

Capalaba

4157 · Redland City Council · 19.3 km from CBD
$11,561
Total annual cost (driving)
Public transport total$6,636
School score5.7/10
Flood & fire riskIn report

Annual cost breakdown

CategoryAlexandra HillsCapalabaDifference
Council rates$1,436$1,436-
Water & sewerage$2,308$2,308-
Commute (driving)$5,461$5,117+$344
Commute (public transport)$192$192-
Home insurance$3,100$2,700+$400
Body corporate (unit)$2,800$2,600+$200
Total (driving)$12,305$11,561+$744
Total (public transport)$7,036$6,636+$400

Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: minimum residential general rate (QLD).

Estimated electricity cost typical 2-person household
DwellingAlexandra HillsCapalabaDifference
House$2,135$2,135-
Unit$1,776$1,776-

Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.

Cost breakdown chart

Annual cost breakdown — Alexandra Hills vs Capalaba (2026-27)

What the numbers show

Capalaba costs $744 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $8,529 in favour of Capalaba.

The biggest single gap is home insurance at $400 per year.

On public transport the gap is $400 per year, $7,036 from Alexandra Hills versus $6,636 from Capalaba.

Where the difference actually comes from

Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.

10-year cumulative cost projection

YearAlexandra Hills cumulativeCapalaba cumulativeDifference
Year 1$12,305$11,561$744
Year 3$38,034$35,734$2,300
Year 5$65,329$61,379$3,950
Year 10$141,063$132,534$8,529

Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.

Frequently asked questions

  1. Is Alexandra Hills or Capalaba cheaper to live in?

    Capalaba is cheaper to run by car at $11,561 per year versus $12,305 for Alexandra Hills, a difference of $744 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.

  2. What are council rates in Alexandra Hills and Capalaba?

    Annual council rates for a house are $1,436 in Alexandra Hills (Redland City Council) and $1,436 in Capalaba (Redland City Council). Water and sewerage adds $2,308 in Alexandra Hills and $2,308 in Capalaba. Both figures are the minimum residential general rate; properties on higher land value pay more.

  3. How does the commute cost compare between Alexandra Hills and Capalaba?

    Annual driving commute costs are $5,461 from Alexandra Hills and $5,117 from Capalaba to Brisbane CBD (ATO 91c/km). Public transport costs $192 from Alexandra Hills and $192 from Capalaba.

  4. What is the 10-year cost difference between Alexandra Hills and Capalaba?

    At 3% annual cost growth, Alexandra Hills costs a cumulative $141,063 and Capalaba costs $132,534 over 10 years by car. The cumulative difference is $8,529 in favour of Capalaba. Excludes purchase price, mortgage, and personal expenses.

Which of Alexandra Hills and Capalaba is best to actually live in?

You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.

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Related comparisons

Sources: Redland City Council and Redland City Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost AI insurance estimates. Data updated July 2026.