Algester vs Calamvale: true annual running costs compared (2026)
Last updated July 2026 · council rates 2026-27 (QLD), ATO 88c/km, Translink fares, AER electricity benchmarks
Algester and Calamvale are both Brisbane City Council suburbs, sitting 15.9 km and 17.1 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $238 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Algester
Calamvale
Annual cost breakdown
| Category | Algester | Calamvale | Difference |
|---|---|---|---|
| Council rates | $1,579 | $1,579 | - |
| Water & sewerage | $1,900 | $1,900 | - |
| Commute (driving) | $4,305 | $4,543 | -$238 |
| Commute (public transport) | $192 | $192 | - |
| Home insurance | $2,800 | $2,800 | - |
| Body corporate (unit) | $2,800 | $2,800 | - |
| Total (driving) | $10,584 | $10,822 | -$238 |
| Total (public transport) | $6,471 | $6,471 | - |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Algester | Calamvale | Difference |
|---|---|---|---|
| House | $1,976 | $1,976 | - |
| Unit | $1,591 | $1,591 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Algester vs Calamvale (2026-27)
What the numbers show
Algester and Calamvale cost within $238 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $2,728, making running cost a minor factor in the decision.
The biggest single gap is commute costs at $238 per year. Calamvale is 17.1 km from Brisbane CBD, which drives higher annual driving costs at the ATO rate of 88c/km.
On public transport the two suburbs cost almost the same, $6,471 and $6,471 a year, so the $238 driving gap nearly closes if you commute by public transport.
10-year cumulative cost projection
| Year | Algester cumulative | Calamvale cumulative | Difference |
|---|---|---|---|
| Year 1 | $10,584 | $10,822 | $238 |
| Year 3 | $32,714 | $33,450 | $736 |
| Year 5 | $56,192 | $57,455 | $1,263 |
| Year 10 | $121,334 | $124,062 | $2,728 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Algester or Calamvale cheaper to live in?
Algester is cheaper to run by car at $10,584 per year versus $10,822 for Calamvale, a difference of $238 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Algester and Calamvale?
Annual council rates for a house are $1,579 in Algester (Brisbane City Council) and $1,579 in Calamvale (Brisbane City Council). Water and sewerage adds $1,900 in Algester and $1,900 in Calamvale. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Algester and Calamvale?
Annual driving commute costs are $4,305 from Algester and $4,543 from Calamvale to Brisbane CBD (ATO 88c/km). Public transport costs $192 from Algester and $192 from Calamvale.
What is the 10-year cost difference between Algester and Calamvale?
At 3% annual cost growth, Algester costs a cumulative $121,334 and Calamvale costs $124,062 over 10 years by car. The cumulative difference is $2,728 in favour of Algester. Excludes purchase price, mortgage, and personal expenses.
Which of Algester and Calamvale is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Brisbane City Council and Brisbane City Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.