Algester vs Sunnybank Hills, true annual running costs compared 2026
Last updated July 2026 · council rates 2026-27 (QLD), ATO 91c/km, Translink fares, AER electricity benchmarks
Algester and Sunnybank Hills are both Brisbane City Council suburbs, sitting 15.9 km and 14.3 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Sunnybank Hills runs $849 a year cheaper than Algester, driven mostly by home insurance. Over 10 years at 3% growth that gap compounds to about $9,733.
Over 10 years the gap between these two is about $9,700, about $19 a week, and most of it is the AI-estimated insurance line.
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Sunnybank Hills
Annual cost breakdown
| Category | Algester | Sunnybank Hills | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $950 | $950 | - |
| Water & sewerage Official, 2026-27 | $1,900 | $1,900 | - |
| Commute (driving) Modelled, 2026-27 | $4,452 | $4,103 | +$349 |
| Commute (public transport) Modelled, 2026-27 | $192 | $192 | - |
| Home insurance Estimated | $2,150 | $1,650 | +$500 |
| Body corporate (unit) Estimated | $2,800 | $2,600 | +$200 |
| Total (driving) | $9,452 | $8,603 | +$849 |
| Total (public transport) | $5,192 | $4,692 | +$500 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Algester | Sunnybank Hills | Difference |
|---|---|---|---|
| House | $2,135 | $2,135 | - |
| Unit | $1,776 | $1,776 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Algester vs Sunnybank Hills (2026-27)
What the numbers show
Algester and Sunnybank Hills differ by $849 a year by car, but $500 of that is the building insurance estimate rather than a published figure. On the sourced costs, council rates, water and the commute, the gap is $349, so neither suburb is named cheaper here.
The biggest single gap is home insurance at $500 per year.
On public transport the gap is $500 per year, $5,192 from Algester versus $4,692 from Sunnybank Hills.
Where the difference actually comes from
- Council rates is identical at $950 a year.
- Water and sewerage is identical at $1,900 a year.
- Driving commute favours Sunnybank Hills by $349 a year, $4,103 against $4,452.
- Building insurance favours Sunnybank Hills by $500 a year, $1,650 against $2,150.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
Fire risk is rated high in Algester against medium in Sunnybank Hills, which feeds the insurance estimate. The catchment state school scores 9 in Sunnybank Hills against 7 in Algester, on ACARA's ICSEA percentile scaled to ten.
10-year cumulative cost projection
| Year | Algester cumulative | Sunnybank Hills cumulative | Difference |
|---|---|---|---|
| Year 1 | $9,452 | $8,603 | $849 |
| Year 3 | $29,215 | $26,591 | $2,624 |
| Year 5 | $50,182 | $45,674 | $4,508 |
| Year 10 | $108,357 | $98,624 | $9,733 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Algester or Sunnybank Hills cheaper to live in?
Neither is named cheaper. Algester runs $9,452 a year by car and Sunnybank Hills $8,603, but most of the $849 difference is the building insurance estimate rather than a published figure. On council rates, water and the commute, which are sourced, the gap is $349. Source: SuburbCost 2026 data.
What are council rates in Algester and Sunnybank Hills?
Annual council rates for a house are $950 in Algester (Brisbane City Council) and $950 in Sunnybank Hills (Brisbane City Council). Water and sewerage adds $1,900 in Algester and $1,900 in Sunnybank Hills. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Algester and Sunnybank Hills?
Annual driving commute costs are $4,452 from Algester and $4,103 from Sunnybank Hills to Brisbane CBD (ATO 91c/km). Public transport costs $192 from Algester and $192 from Sunnybank Hills.
What is the 10-year cost difference between Algester and Sunnybank Hills?
At 3% annual cost growth, Algester costs a cumulative $108,357 and Sunnybank Hills costs $98,624 over 10 years by car. The cumulative difference is $9,733 in favour of Sunnybank Hills. Excludes purchase price, mortgage, and personal expenses.
Which of Algester and Sunnybank Hills suits you better?
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Sources: Brisbane City Council and Brisbane City Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.