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Council rates: 2026-27 · Water & commute: 2025-26 · Sources: council websites, QUU, ATO, ABS

Allambie Heights vs Brookvale: true annual running costs compared (2026)

Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks

Allambie Heights and Brookvale are both Northern Beaches rates (OLG suburbs, sitting 11.8 km and 13 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.

The verdict
Allambie Heights is the cheaper suburb to live in

Allambie Heights runs $330 a year cheaper than Brookvale, driven mostly by the commute. Over 10 years at 3% growth that gap compounds to about $3,783.

$330difference per year
$3,783over 10 years
the commutebiggest cost driver

Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.

Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →

Allambie Heights

2100 · Northern Beaches rates (OLG · 11.8 km from CBD
$9,263
Total annual cost (driving)
Public transport total$8,250
School score9.5/10
Flood & fire riskIn report

Brookvale

2100 · Northern Beaches rates (OLG · 13 km from CBD
$9,593
Total annual cost (driving)
Public transport total$8,300
School score7.9/10
Flood & fire riskIn report

Annual cost breakdown

CategoryAllambie HeightsBrookvaleDifference
Council rates$1,766$1,766-
Water & sewerage$1,548$1,548-
Commute (driving)$3,399$3,679-$280
Commute (public transport)$2,386$2,386-
Home insurance$2,550$2,600-$50
Body corporate (unit)$2,600$2,300+$300
Total (driving)$9,263$9,593-$330
Total (public transport)$8,250$8,300-$50

Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).

Estimated electricity cost typical 2-person household
DwellingAllambie HeightsBrookvaleDifference
House$2,148$2,148-
Unit$1,716$1,716-

Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.

Cost breakdown chart

Annual cost breakdown — Allambie Heights vs Brookvale (2026-27)

What the numbers show

Allambie Heights costs $330 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $3,783 in favour of Allambie Heights.

The biggest single gap is commute costs at $280 per year. Brookvale is 13 km from Sydney CBD, which drives higher annual driving costs at the ATO rate of 88c/km.

On public transport the two suburbs cost almost the same, $8,250 and $8,300 a year, so the $330 driving gap nearly closes if you commute by public transport.

10-year cumulative cost projection

YearAllambie Heights cumulativeBrookvale cumulativeDifference
Year 1$9,263$9,593$330
Year 3$28,631$29,651$1,020
Year 5$49,179$50,931$1,752
Year 10$106,190$109,973$3,783

Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.

Frequently asked questions

  1. Is Allambie Heights or Brookvale cheaper to live in?

    Allambie Heights is cheaper to run by car at $9,263 per year versus $9,593 for Brookvale, a difference of $330 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.

  2. What are council rates in Allambie Heights and Brookvale?

    Annual council rates for a house are $1,766 in Allambie Heights (Northern Beaches rates (OLG) and $1,766 in Brookvale (Northern Beaches rates (OLG). Water and sewerage adds $1,548 in Allambie Heights and $1,548 in Brookvale. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.

  3. How does the commute cost compare between Allambie Heights and Brookvale?

    Annual driving commute costs are $3,399 from Allambie Heights and $3,679 from Brookvale to Sydney CBD (ATO 88c/km). Public transport costs $2,386 from Allambie Heights and $2,386 from Brookvale.

  4. What is the 10-year cost difference between Allambie Heights and Brookvale?

    At 3% annual cost growth, Allambie Heights costs a cumulative $106,190 and Brookvale costs $109,973 over 10 years by car. The cumulative difference is $3,783 in favour of Allambie Heights. Excludes purchase price, mortgage, and personal expenses.

Which of Allambie Heights and Brookvale is best to actually live in?

You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.

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Related comparisons

Sources: Northern Beaches rates (OLG and Northern Beaches rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.