Alstonville vs Lynwood: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks
Alstonville and Lynwood are both Ballina Shire Council rates (IPART approved SRV, 6% in suburbs, sitting 597.4 km and 595.8 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $0 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.
Alstonville
Lynwood
Annual cost breakdown
| Category | Alstonville | Lynwood | Difference |
|---|---|---|---|
| Council rates | $1,384 | $1,384 | - |
| Water & sewerage | $1,300 | $1,300 | - |
| Commute (driving) | $17,600 | $17,600 | - |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $2,000 | $2,000 | - |
| Body corporate (unit) | $1,500 | $1,500 | - |
| Total (driving) | $22,284 | $22,284 | - |
| Total (public transport) | $7,084 | $7,084 | - |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Alstonville | Lynwood | Difference |
|---|---|---|---|
| House | $2,098 | $2,098 | - |
| Unit | $1,679 | $1,679 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Alstonville vs Lynwood (2026-27)
What the numbers show
Alstonville and Lynwood cost within $0 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $0, making running cost a minor factor in the decision.
The biggest single gap is council rates at $0 per year.
On public transport the two suburbs cost almost the same, $7,084 and $7,084 a year, so the $0 driving gap nearly closes if you commute by public transport.
10-year cumulative cost projection
| Year | Alstonville cumulative | Lynwood cumulative | Difference |
|---|---|---|---|
| Year 1 | $22,284 | $22,284 | $0 |
| Year 3 | $68,878 | $68,878 | $0 |
| Year 5 | $118,309 | $118,309 | $0 |
| Year 10 | $255,461 | $255,461 | $0 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Alstonville or Lynwood cheaper to live in?
Alstonville is cheaper to run by car at $22,284 per year versus $22,284 for Lynwood, a difference of $0 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Alstonville and Lynwood?
Annual council rates for a house are $1,384 in Alstonville (Ballina Shire Council rates (IPART approved SRV, 6% in) and $1,384 in Lynwood (Ballina Shire Council rates (IPART approved SRV, 6% in). Water and sewerage adds $1,300 in Alstonville and $1,300 in Lynwood. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Alstonville and Lynwood?
Annual driving commute costs are $17,600 from Alstonville and $17,600 from Lynwood to Sydney CBD (ATO 88c/km). Public transport costs $2,400 from Alstonville and $2,400 from Lynwood.
What is the 10-year cost difference between Alstonville and Lynwood?
At 3% annual cost growth, Alstonville costs a cumulative $255,461 and Lynwood costs $255,461 over 10 years by car. The cumulative difference is $0 in favour of Alstonville. Excludes purchase price, mortgage, and personal expenses.
Which of Alstonville and Lynwood is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Ballina Shire Council rates (IPART approved SRV, 6% in and Ballina Shire Council rates (IPART approved SRV, 6% in rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.