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Council rates: 2026-27 · Water & commute: 2025-26 · Sources: council websites, QUU, ATO, ABS

Alumy Creek vs Great Marlow: true annual running costs compared (2026)

Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks

Alumy Creek and Great Marlow are both Clarence Valley rates (OLG suburbs, sitting 498.6 km and 495.8 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.

The verdict
Alumy Creek and Great Marlow cost about the same to live in

The two sit within $0 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.

$0difference per year
$0over 10 years
council ratesbiggest cost driver
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →

Alumy Creek

2460 · Clarence Valley rates (OLG · 498.6 km from CBD
$23,439
Total annual cost (driving)
Public transport total$8,239
School score4.5/10
Flood & fire riskIn report

Great Marlow

2460 · Clarence Valley rates (OLG · 495.8 km from CBD
$23,439
Total annual cost (driving)
Public transport total$8,239
School score4.5/10
Flood & fire riskIn report

Annual cost breakdown

CategoryAlumy CreekGreat MarlowDifference
Council rates$1,439$1,439-
Water & sewerage$1,300$1,300-
Commute (driving)$17,600$17,600-
Commute (public transport)$2,400$2,400-
Home insurance$3,100$3,100-
Body corporate (unit)$1,500$1,500-
Total (driving)$23,439$23,439-
Total (public transport)$8,239$8,239-

Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).

Estimated electricity cost typical 2-person household
DwellingAlumy CreekGreat MarlowDifference
House$2,098$2,098-
Unit$1,679$1,679-

Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.

Cost breakdown chart

Annual cost breakdown — Alumy Creek vs Great Marlow (2026-27)

What the numbers show

Alumy Creek and Great Marlow cost within $0 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $0, making running cost a minor factor in the decision.

The biggest single gap is council rates at $0 per year.

On public transport the two suburbs cost almost the same, $8,239 and $8,239 a year, so the $0 driving gap nearly closes if you commute by public transport.

10-year cumulative cost projection

YearAlumy Creek cumulativeGreat Marlow cumulativeDifference
Year 1$23,439$23,439$0
Year 3$72,448$72,448$0
Year 5$124,441$124,441$0
Year 10$268,702$268,702$0

Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.

Frequently asked questions

  1. Is Alumy Creek or Great Marlow cheaper to live in?

    Alumy Creek is cheaper to run by car at $23,439 per year versus $23,439 for Great Marlow, a difference of $0 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.

  2. What are council rates in Alumy Creek and Great Marlow?

    Annual council rates for a house are $1,439 in Alumy Creek (Clarence Valley rates (OLG) and $1,439 in Great Marlow (Clarence Valley rates (OLG). Water and sewerage adds $1,300 in Alumy Creek and $1,300 in Great Marlow. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.

  3. How does the commute cost compare between Alumy Creek and Great Marlow?

    Annual driving commute costs are $17,600 from Alumy Creek and $17,600 from Great Marlow to Sydney CBD (ATO 88c/km). Public transport costs $2,400 from Alumy Creek and $2,400 from Great Marlow.

  4. What is the 10-year cost difference between Alumy Creek and Great Marlow?

    At 3% annual cost growth, Alumy Creek costs a cumulative $268,702 and Great Marlow costs $268,702 over 10 years by car. The cumulative difference is $0 in favour of Alumy Creek. Excludes purchase price, mortgage, and personal expenses.

Which of Alumy Creek and Great Marlow is best to actually live in?

You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.

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Related comparisons

Sources: Clarence Valley rates (OLG and Clarence Valley rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.