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Council rates: 2026-27 · Water & commute: 2025-26 · Sources: council websites, QUU, ATO, ABS

Andergrove vs Beaconsfield: true annual running costs compared (2026)

Last updated July 2026 · council rates 2026-27 (QLD), ATO 88c/km, Translink fares, AER electricity benchmarks

Andergrove and Beaconsfield are both Mackay Regional Council suburbs, sitting 5.8 km and 6.6 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.

The verdict
Andergrove and Beaconsfield cost about the same to live in

The two sit within $28 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.

$28difference per year
$321over 10 years
the commutebiggest cost driver

Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.

Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →

Andergrove

4740 · Mackay Regional Council · 5.8 km from CBD
$10,132
Total annual cost (driving)
Public transport total$8,506
School score3.2/10
Flood & fire riskIn report

Beaconsfield

4740 · Mackay Regional Council · 6.6 km from CBD
$10,160
Total annual cost (driving)
Public transport total$8,306
School score4.1/10
Flood & fire riskIn report

Annual cost breakdown

CategoryAndergroveBeaconsfieldDifference
Council rates$1,466$1,466-
Water & sewerage$2,048$2,048-
Commute (driving)$1,818$2,046-$228
Commute (public transport)$192$192-
Home insurance$4,800$4,600+$200
Body corporate (unit)$2,000$2,000-
Total (driving)$10,132$10,160-$28
Total (public transport)$8,506$8,306+$200

Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: minimum residential general rate (QLD).

Estimated electricity cost typical 2-person household
DwellingAndergroveBeaconsfieldDifference
House$1,976$1,976-
Unit$1,591$1,591-

Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.

Cost breakdown chart

Annual cost breakdown — Andergrove vs Beaconsfield (2026-27)

What the numbers show

Andergrove and Beaconsfield cost within $28 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $321, making running cost a minor factor in the decision.

The biggest single gap is commute costs at $228 per year. Beaconsfield is 6.6 km from Brisbane CBD, which drives higher annual driving costs at the ATO rate of 88c/km.

On public transport the gap is $200 per year, $8,506 from Andergrove versus $8,306 from Beaconsfield.

10-year cumulative cost projection

YearAndergrove cumulativeBeaconsfield cumulativeDifference
Year 1$10,132$10,160$28
Year 3$31,317$31,404$87
Year 5$53,792$53,941$149
Year 10$116,152$116,473$321

Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.

Frequently asked questions

  1. Is Andergrove or Beaconsfield cheaper to live in?

    Andergrove is cheaper to run by car at $10,132 per year versus $10,160 for Beaconsfield, a difference of $28 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.

  2. What are council rates in Andergrove and Beaconsfield?

    Annual council rates for a house are $1,466 in Andergrove (Mackay Regional Council) and $1,466 in Beaconsfield (Mackay Regional Council). Water and sewerage adds $2,048 in Andergrove and $2,048 in Beaconsfield. Both figures are the minimum residential general rate; properties on higher land value pay more.

  3. How does the commute cost compare between Andergrove and Beaconsfield?

    Annual driving commute costs are $1,818 from Andergrove and $2,046 from Beaconsfield to Brisbane CBD (ATO 88c/km). Public transport costs $192 from Andergrove and $192 from Beaconsfield.

  4. What is the 10-year cost difference between Andergrove and Beaconsfield?

    At 3% annual cost growth, Andergrove costs a cumulative $116,152 and Beaconsfield costs $116,473 over 10 years by car. The cumulative difference is $321 in favour of Andergrove. Excludes purchase price, mortgage, and personal expenses.

Which of Andergrove and Beaconsfield is best to actually live in?

You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.

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Related comparisons

Sources: Mackay Regional Council and Mackay Regional Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.