Angledale vs Tarraganda: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks
Angledale and Tarraganda are both Bega Valley rates (OLG suburbs, sitting 330.5 km and 334.9 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Angledale runs $650 a year cheaper than Tarraganda, driven mostly by home insurance. Over 10 years at 3% growth that gap compounds to about $7,452.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Angledale
Tarraganda
Annual cost breakdown
| Category | Angledale | Tarraganda | Difference |
|---|---|---|---|
| Council rates | $1,829 | $1,829 | - |
| Water & sewerage | $1,300 | $1,300 | - |
| Commute (driving) | $17,600 | $17,600 | - |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $2,450 | $3,100 | -$650 |
| Body corporate (unit) | $1,500 | $1,500 | - |
| Total (driving) | $23,179 | $23,829 | -$650 |
| Total (public transport) | $7,979 | $8,629 | -$650 |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Angledale | Tarraganda | Difference |
|---|---|---|---|
| House | $2,420 | $2,420 | - |
| Unit | $1,920 | $1,920 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Angledale vs Tarraganda (2026-27)
What the numbers show
Angledale costs $650 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $7,452 in favour of Angledale.
The biggest single gap is home insurance at $650 per year. Tarraganda carries high flood risk, which pushes estimated premiums higher.
On public transport the gap is $650 per year, $7,979 from Angledale versus $8,629 from Tarraganda.
10-year cumulative cost projection
| Year | Angledale cumulative | Tarraganda cumulative | Difference |
|---|---|---|---|
| Year 1 | $23,179 | $23,829 | $650 |
| Year 3 | $71,644 | $73,653 | $2,009 |
| Year 5 | $123,060 | $126,511 | $3,451 |
| Year 10 | $265,721 | $273,173 | $7,452 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Angledale or Tarraganda cheaper to live in?
Angledale is cheaper to run by car at $23,179 per year versus $23,829 for Tarraganda, a difference of $650 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Angledale and Tarraganda?
Annual council rates for a house are $1,829 in Angledale (Bega Valley rates (OLG) and $1,829 in Tarraganda (Bega Valley rates (OLG). Water and sewerage adds $1,300 in Angledale and $1,300 in Tarraganda. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Angledale and Tarraganda?
Annual driving commute costs are $17,600 from Angledale and $17,600 from Tarraganda to Sydney CBD (ATO 88c/km). Public transport costs $2,400 from Angledale and $2,400 from Tarraganda.
What is the 10-year cost difference between Angledale and Tarraganda?
At 3% annual cost growth, Angledale costs a cumulative $265,721 and Tarraganda costs $273,173 over 10 years by car. The cumulative difference is $7,452 in favour of Angledale. Excludes purchase price, mortgage, and personal expenses.
Which of Angledale and Tarraganda is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Bega Valley rates (OLG and Bega Valley rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.