Annerley vs Moorooka: true annual running costs compared (2026)
Last updated July 2026 · council rates 2026-27 (QLD), ATO 88c/km, Translink fares, AER electricity benchmarks
Annerley and Moorooka are both Brisbane City Council suburbs, sitting 4.8 km and 7.2 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Annerley runs $689 a year cheaper than Moorooka, driven mostly by the commute. Over 10 years at 3% growth that gap compounds to about $7,899.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Annerley
Moorooka
Annual cost breakdown
| Category | Annerley | Moorooka | Difference |
|---|---|---|---|
| Council rates | $1,579 | $1,579 | - |
| Water & sewerage | $1,900 | $1,900 | - |
| Commute (driving) | $1,525 | $2,214 | -$689 |
| Commute (public transport) | $192 | $192 | - |
| Home insurance | $1,750 | $1,750 | - |
| Body corporate (unit) | $2,800 | $2,800 | - |
| Total (driving) | $6,754 | $7,443 | -$689 |
| Total (public transport) | $5,421 | $5,421 | - |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Annerley | Moorooka | Difference |
|---|---|---|---|
| House | $1,976 | $1,976 | - |
| Unit | $1,591 | $1,591 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Annerley vs Moorooka (2026-27)
What the numbers show
Annerley costs $689 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $7,899 in favour of Annerley.
The biggest single gap is commute costs at $689 per year. Moorooka is 7.2 km from Brisbane CBD, which drives higher annual driving costs at the ATO rate of 88c/km.
On public transport the two suburbs cost almost the same, $5,421 and $5,421 a year, so the $689 driving gap nearly closes if you commute by public transport.
10-year cumulative cost projection
| Year | Annerley cumulative | Moorooka cumulative | Difference |
|---|---|---|---|
| Year 1 | $6,754 | $7,443 | $689 |
| Year 3 | $20,876 | $23,006 | $2,130 |
| Year 5 | $35,858 | $39,516 | $3,658 |
| Year 10 | $77,427 | $85,326 | $7,899 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Annerley or Moorooka cheaper to live in?
Annerley is cheaper to run by car at $6,754 per year versus $7,443 for Moorooka, a difference of $689 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Annerley and Moorooka?
Annual council rates for a house are $1,579 in Annerley (Brisbane City Council) and $1,579 in Moorooka (Brisbane City Council). Water and sewerage adds $1,900 in Annerley and $1,900 in Moorooka. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Annerley and Moorooka?
Annual driving commute costs are $1,525 from Annerley and $2,214 from Moorooka to Brisbane CBD (ATO 88c/km). Public transport costs $192 from Annerley and $192 from Moorooka.
What is the 10-year cost difference between Annerley and Moorooka?
At 3% annual cost growth, Annerley costs a cumulative $77,427 and Moorooka costs $85,326 over 10 years by car. The cumulative difference is $7,899 in favour of Annerley. Excludes purchase price, mortgage, and personal expenses.
Which of Annerley and Moorooka is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Brisbane City Council and Brisbane City Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.