Annerley vs Yeronga: true annual running costs compared (2026)
Last updated July 2026 · council rates 2026-27 (QLD), ATO 91c/km, Translink fares, AER electricity benchmarks
Annerley and Yeronga are both Brisbane City Council suburbs, sitting 4.8 km and 5 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Annerley runs $1,211 a year cheaper than Yeronga, driven mostly by home insurance. Over 10 years at 3% growth that gap compounds to about $13,883.
Over 10 years, Annerley costs about $13,900 less to run than Yeronga — the same as paying $13,900 less for the home. It's the cost no listing shows you.
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Yeronga
Annual cost breakdown
| Category | Annerley | Yeronga | Difference |
|---|---|---|---|
| Council rates | $950 | $950 | - |
| Water & sewerage | $1,900 | $1,900 | - |
| Commute (driving) | $1,577 | $1,638 | -$61 |
| Commute (public transport) | $192 | $192 | - |
| Home insurance | $1,750 | $2,900 | -$1,150 |
| Body corporate (unit) | $2,800 | $3,000 | -$200 |
| Total (driving) | $6,177 | $7,388 | -$1,211 |
| Total (public transport) | $4,792 | $5,942 | -$1,150 |
Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Annerley | Yeronga | Difference |
|---|---|---|---|
| House | $2,135 | $2,135 | - |
| Unit | $1,776 | $1,776 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Annerley vs Yeronga (2026-27)
What the numbers show
Annerley costs $1,211 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $13,883 in favour of Annerley.
The biggest single gap is home insurance at $1,150 per year. Yeronga carries high flood risk, which pushes estimated premiums higher.
On public transport the gap is $1,150 per year, $4,792 from Annerley versus $5,942 from Yeronga.
Where the difference actually comes from
- Council rates is identical at $950 a year.
- Water and sewerage is identical at $1,900 a year.
- Driving commute favours Annerley by $61 a year, $1,577 against $1,638.
- Building insurance favours Annerley by $1,150 a year, $1,750 against $2,900.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
Flood risk is rated high in Yeronga against low in Annerley, which feeds the insurance estimate. Fire risk is rated medium in Yeronga against low in Annerley, which feeds the insurance estimate.
10-year cumulative cost projection
| Year | Annerley cumulative | Yeronga cumulative | Difference |
|---|---|---|---|
| Year 1 | $6,177 | $7,388 | $1,211 |
| Year 3 | $19,092 | $22,836 | $3,744 |
| Year 5 | $32,795 | $39,224 | $6,429 |
| Year 10 | $70,812 | $84,695 | $13,883 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Annerley or Yeronga cheaper to live in?
Annerley is cheaper to run by car at $6,177 per year versus $7,388 for Yeronga, a difference of $1,211 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Annerley and Yeronga?
Annual council rates for a house are $950 in Annerley (Brisbane City Council) and $950 in Yeronga (Brisbane City Council). Water and sewerage adds $1,900 in Annerley and $1,900 in Yeronga. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Annerley and Yeronga?
Annual driving commute costs are $1,577 from Annerley and $1,638 from Yeronga to Brisbane CBD (ATO 91c/km). Public transport costs $192 from Annerley and $192 from Yeronga.
What is the 10-year cost difference between Annerley and Yeronga?
At 3% annual cost growth, Annerley costs a cumulative $70,812 and Yeronga costs $84,695 over 10 years by car. The cumulative difference is $13,883 in favour of Annerley. Excludes purchase price, mortgage, and personal expenses.
Which of Annerley and Yeronga is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
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Sources: Brisbane City Council and Brisbane City Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost AI insurance estimates. Data updated July 2026.