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Council rates: 2026-27 · Water: 2026-27 · Commute: ATO 2026-27 · Sources: council budgets, water utilities, ATO, ABS

Aspley vs Bridgeman Downs, true annual running costs compared 2026

Last updated July 2026 · council rates 2026-27 (QLD), ATO 91c/km, Translink fares, AER electricity benchmarks

Aspley and Bridgeman Downs are both Brisbane City Council suburbs, sitting 11.5 km and 13.5 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.

The verdict
Aspley is the cheaper suburb to live in

Aspley runs $581 a year cheaper than Bridgeman Downs, driven mostly by the commute. Over 10 years at 3% growth that gap compounds to about $6,661.

$581difference per year
$6,661over 10 years
the commutebiggest cost driver

Over 10 years, Aspley costs about $6,700 less to run than Bridgeman Downs. That's about $13 a week.

Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict → Personalise this comparison with your own commute, home type and loan → Neither quite right? Find the Brisbane suburbs that fit your budget →

Aspley

4034 · Brisbane City Council · 11.5 km from CBD
$8,440
Total annual cost (driving)
Includes estimated insurance, excludes electricity
Public transport total$5,192
School score8.7/10
Flood & fire riskIn report

Bridgeman Downs

4035 · Brisbane City Council · 13.5 km from CBD
$9,021
Total annual cost (driving)
Includes estimated insurance, excludes electricity
Public transport total$5,292
School score7.7/10
Flood & fire riskIn report

Annual cost breakdown

CategoryAspleyBridgeman DownsDifference
Council rates Official, 2026-27$950$950-
Water & sewerage Official, 2026-27$1,900$1,900-
Commute (driving) Modelled, 2026-27$3,440$3,921-$481
Commute (public transport) Modelled, 2026-27$192$192-
Home insurance Estimated$2,150$2,250-$100
Body corporate (unit) Estimated$2,800$2,800-
Total (driving)$8,440$9,021-$581
Total (public transport)$5,192$5,292-$100

Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: minimum residential general rate (QLD).

Estimated electricity cost typical 2-person household
DwellingAspleyBridgeman DownsDifference
House$2,135$2,135-
Unit$1,776$1,776-

Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.

Cost breakdown chart

Annual cost breakdown, Aspley vs Bridgeman Downs (2026-27)

What the numbers show

Aspley costs $581 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $6,661 in favour of Aspley.

The biggest single gap is commute costs at $481 per year. Bridgeman Downs is 13.5 km from Brisbane CBD, which drives higher annual driving costs at the ATO rate of 91c/km.

On public transport the two suburbs cost almost the same, $5,192 and $5,292 a year, so the $581 driving gap nearly closes if you commute by public transport.

Where the difference actually comes from

Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.

Fire risk is rated high in Bridgeman Downs against medium in Aspley, which feeds the insurance estimate.

10-year cumulative cost projection

YearAspley cumulativeBridgeman Downs cumulativeDifference
Year 1$8,440$9,021$581
Year 3$26,087$27,883$1,796
Year 5$44,809$47,894$3,085
Year 10$96,755$103,416$6,661

Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.

Frequently asked questions

  1. Is Aspley or Bridgeman Downs cheaper to live in?

    Aspley is cheaper to run by car at $8,440 per year versus $9,021 for Bridgeman Downs, a difference of $581 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.

  2. What are council rates in Aspley and Bridgeman Downs?

    Annual council rates for a house are $950 in Aspley (Brisbane City Council) and $950 in Bridgeman Downs (Brisbane City Council). Water and sewerage adds $1,900 in Aspley and $1,900 in Bridgeman Downs. Both figures are the minimum residential general rate; properties on higher land value pay more.

  3. How does the commute cost compare between Aspley and Bridgeman Downs?

    Annual driving commute costs are $3,440 from Aspley and $3,921 from Bridgeman Downs to Brisbane CBD (ATO 91c/km). Public transport costs $192 from Aspley and $192 from Bridgeman Downs.

  4. What is the 10-year cost difference between Aspley and Bridgeman Downs?

    At 3% annual cost growth, Aspley costs a cumulative $96,755 and Bridgeman Downs costs $103,416 over 10 years by car. The cumulative difference is $6,661 in favour of Aspley. Excludes purchase price, mortgage, and personal expenses.

Which of Aspley and Bridgeman Downs suits you better?

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Sources: Brisbane City Council and Brisbane City Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.