Audley vs Yenabilli: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks
Audley and Yenabilli are both Sutherland rates (OLG suburbs, sitting 26 km and 28 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Audley runs $1,328 a year cheaper than Yenabilli, driven mostly by home insurance. Over 10 years at 3% growth that gap compounds to about $15,224.
Over 10 years, Audley costs about $15,200 less to run than Yenabilli — the same as paying $15,200 less for the home. It's the cost no listing shows you.
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Yenabilli
Annual cost breakdown
| Category | Audley | Yenabilli | Difference |
|---|---|---|---|
| Council rates | $1,617 | $1,617 | - |
| Water & sewerage | $1,548 | $1,548 | - |
| Commute (driving) | $6,132 | $6,360 | -$228 |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $2,550 | $3,650 | -$1,100 |
| Body corporate (unit) | $2,100 | $2,100 | - |
| Total (driving) | $11,847 | $13,175 | -$1,328 |
| Total (public transport) | $8,115 | $9,215 | -$1,100 |
Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Audley | Yenabilli | Difference |
|---|---|---|---|
| House | $2,342 | $2,342 | - |
| Unit | $1,909 | $1,909 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Audley vs Yenabilli (2026-27)
What the numbers show
Audley costs $1,328 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $15,224 in favour of Audley.
The biggest single gap is home insurance at $1,100 per year. Yenabilli carries high flood risk, which pushes estimated premiums higher.
On public transport the gap is $1,100 per year, $8,115 from Audley versus $9,215 from Yenabilli.
Where the difference actually comes from
- Council rates is identical at $1,617 a year.
- Water and sewerage is identical at $1,548 a year.
- Driving commute favours Audley by $228 a year, $6,132 against $6,360.
- Building insurance favours Audley by $1,100 a year, $2,550 against $3,650.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
Flood risk is rated high in Yenabilli against low in Audley, which feeds the insurance estimate.
10-year cumulative cost projection
| Year | Audley cumulative | Yenabilli cumulative | Difference |
|---|---|---|---|
| Year 1 | $11,847 | $13,175 | $1,328 |
| Year 3 | $36,618 | $40,723 | $4,105 |
| Year 5 | $62,897 | $69,948 | $7,051 |
| Year 10 | $135,813 | $151,037 | $15,224 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Audley or Yenabilli cheaper to live in?
Audley is cheaper to run by car at $11,847 per year versus $13,175 for Yenabilli, a difference of $1,328 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Audley and Yenabilli?
Annual council rates for a house are $1,617 in Audley (Sutherland rates (OLG) and $1,617 in Yenabilli (Sutherland rates (OLG). Water and sewerage adds $1,548 in Audley and $1,548 in Yenabilli. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Audley and Yenabilli?
Annual driving commute costs are $6,132 from Audley and $6,360 from Yenabilli to Sydney CBD (ATO 91c/km). Public transport costs $2,400 from Audley and $2,400 from Yenabilli.
What is the 10-year cost difference between Audley and Yenabilli?
At 3% annual cost growth, Audley costs a cumulative $135,813 and Yenabilli costs $151,037 over 10 years by car. The cumulative difference is $15,224 in favour of Audley. Excludes purchase price, mortgage, and personal expenses.
Which of Audley and Yenabilli is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Sutherland rates (OLG and Sutherland rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost AI insurance estimates. Data updated July 2026.