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Council rates: 2026-27 · Water: 2026-27 · Commute: ATO 2026-27 · Sources: council budgets, water utilities, ATO, ABS

Bald Knob vs Balmoral Ridge, true annual running costs compared 2026

Last updated July 2026 · council rates 2026-27 (QLD), ATO 91c/km, Translink fares, AER electricity benchmarks

Bald Knob and Balmoral Ridge are both Sunshine Coast Council suburbs, sitting 23.4 km and 22.3 km from Maroochydore CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.

The verdict
Bald Knob and Balmoral Ridge cost about the same to live in

The two sit within $35 a year of each other to run, so running cost is a minor factor here. The decision comes down to schools, risk and lifestyle, all in the free report.

$35difference per year
$401over 10 years
home insurancebiggest cost driver

Over 10 years these two cost about the same to run.

Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict → Personalise this comparison with your own commute, home type and loan →

Bald Knob

4552 · Sunshine Coast Council · 23.4 km from CBD
$11,550
Total annual cost (driving)
Includes estimated insurance, excludes electricity
Public transport total$5,957
School score6.3/10
Flood & fire riskIn report

Balmoral Ridge

4552 · Sunshine Coast Council · 22.3 km from CBD
$11,585
Total annual cost (driving)
Includes estimated insurance, excludes electricity
Public transport total$6,157
School score7.2/10
Flood & fire riskIn report

Annual cost breakdown

CategoryBald KnobBalmoral RidgeDifference
Council rates Official, 2026-27$1,771$1,771-
Water & sewerage Official, 2026-27$2,094$2,094-
Commute (driving) Modelled, 2026-27$5,785$5,620+$165
Commute (public transport) Modelled, 2026-27$192$192-
Home insurance Estimated$1,900$2,100-$200
Body corporate (unit) Estimated$1,600$1,600-
Total (driving)$11,550$11,585-$35
Total (public transport)$5,957$6,157-$200

Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: minimum residential general rate (QLD).

Estimated electricity cost typical 2-person household
DwellingBald KnobBalmoral RidgeDifference
House$2,135$2,135-
Unit$1,776$1,776-

Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.

Cost breakdown chart

Annual cost breakdown, Bald Knob vs Balmoral Ridge (2026-27)

What the numbers show

Bald Knob and Balmoral Ridge cost within $35 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $401, making running cost a minor factor in the decision.

The biggest single gap is home insurance at $200 per year.

On public transport the gap is $200 per year, $5,957 from Bald Knob versus $6,157 from Balmoral Ridge.

Where the difference actually comes from

Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.

10-year cumulative cost projection

YearBald Knob cumulativeBalmoral Ridge cumulativeDifference
Year 1$11,550$11,585$35
Year 3$35,700$35,808$108
Year 5$61,321$61,506$185
Year 10$132,408$132,809$401

Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.

Frequently asked questions

  1. Is Bald Knob or Balmoral Ridge cheaper to live in?

    Bald Knob is cheaper to run by car at $11,550 per year versus $11,585 for Balmoral Ridge, a difference of $35 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.

  2. What are council rates in Bald Knob and Balmoral Ridge?

    Annual council rates for a house are $1,771 in Bald Knob (Sunshine Coast Council) and $1,771 in Balmoral Ridge (Sunshine Coast Council). Water and sewerage adds $2,094 in Bald Knob and $2,094 in Balmoral Ridge. Both figures are the minimum residential general rate; properties on higher land value pay more.

  3. How does the commute cost compare between Bald Knob and Balmoral Ridge?

    Annual driving commute costs are $5,785 from Bald Knob and $5,620 from Balmoral Ridge to Maroochydore CBD (ATO 91c/km). Public transport costs $192 from Bald Knob and $192 from Balmoral Ridge.

  4. What is the 10-year cost difference between Bald Knob and Balmoral Ridge?

    At 3% annual cost growth, Bald Knob costs a cumulative $132,408 and Balmoral Ridge costs $132,809 over 10 years by car. The cumulative difference is $401 in favour of Bald Knob. Excludes purchase price, mortgage, and personal expenses.

Which of Bald Knob and Balmoral Ridge suits you better?

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Sources: Sunshine Coast Council and Sunshine Coast Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.