Barellan Point vs Dinmore, true annual running costs compared 2026
Last updated July 2026 · council rates 2026-27 (QLD), ATO 91c/km, Translink fares, AER electricity benchmarks
Barellan Point and Dinmore are both Ipswich City Council suburbs, sitting 21.2 km and 23.7 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $234 a year of each other to run, so running cost is a minor factor here. The decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years the gap between these two is about $2,700, about $5 a week, and most of it is the AI-estimated insurance line.
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Dinmore
Annual cost breakdown
| Category | Barellan Point | Dinmore | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $1,298 | $1,298 | - |
| Water & sewerage Official, 2026-27 | $1,900 | $1,900 | - |
| Commute (driving) Modelled, 2026-27 | $5,444 | $5,828 | -$384 |
| Commute (public transport) Modelled, 2026-27 | $192 | $192 | - |
| Home insurance Estimated | $2,300 | $2,150 | +$150 |
| Body corporate (unit) Estimated | $2,200 | $2,000 | +$200 |
| Total (driving) | $10,942 | $11,176 | -$234 |
| Total (public transport) | $5,690 | $5,540 | +$150 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Barellan Point | Dinmore | Difference |
|---|---|---|---|
| House | $2,135 | $2,135 | - |
| Unit | $1,776 | $1,776 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Barellan Point vs Dinmore (2026-27)
What the numbers show
Barellan Point and Dinmore differ by $234 a year by car, but $150 of that is the building insurance estimate rather than a published figure. On the sourced costs, council rates, water and the commute, the gap is $384, so neither suburb is named cheaper here.
The biggest single gap is commute costs at $384 per year. Dinmore is 23.7 km from Brisbane CBD, which drives higher annual driving costs at the ATO rate of 91c/km.
On public transport the two suburbs cost almost the same, $5,690 and $5,540 a year, so the $234 driving gap nearly closes if you commute by public transport.
Where the difference actually comes from
- Council rates is identical at $1,298 a year.
- Water and sewerage is identical at $1,900 a year.
- Driving commute favours Barellan Point by $384 a year, $5,444 against $5,828.
- Building insurance favours Dinmore by $150 a year, $2,150 against $2,300.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
The catchment state school scores 7 in Barellan Point against 2.1 in Dinmore, on ACARA's ICSEA percentile scaled to ten.
10-year cumulative cost projection
| Year | Barellan Point cumulative | Dinmore cumulative | Difference |
|---|---|---|---|
| Year 1 | $10,942 | $11,176 | $234 |
| Year 3 | $33,821 | $34,544 | $723 |
| Year 5 | $58,093 | $59,335 | $1,242 |
| Year 10 | $125,438 | $128,120 | $2,682 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Barellan Point or Dinmore cheaper to live in?
Neither is named cheaper. Barellan Point runs $10,942 a year by car and Dinmore $11,176, but most of the $234 difference is the building insurance estimate rather than a published figure. On council rates, water and the commute, which are sourced, the gap is $384. Source: SuburbCost 2026 data.
What are council rates in Barellan Point and Dinmore?
Annual council rates for a house are $1,298 in Barellan Point (Ipswich City Council) and $1,298 in Dinmore (Ipswich City Council). Water and sewerage adds $1,900 in Barellan Point and $1,900 in Dinmore. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Barellan Point and Dinmore?
Annual driving commute costs are $5,444 from Barellan Point and $5,828 from Dinmore to Brisbane CBD (ATO 91c/km). Public transport costs $192 from Barellan Point and $192 from Dinmore.
What is the 10-year cost difference between Barellan Point and Dinmore?
At 3% annual cost growth, Barellan Point costs a cumulative $125,438 and Dinmore costs $128,120 over 10 years by car. The cumulative difference is $2,682 in favour of Barellan Point. Excludes purchase price, mortgage, and personal expenses.
Which of Barellan Point and Dinmore suits you better?
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Sources: Ipswich City Council and Ipswich City Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.