Barellan Point vs Moggill: true annual running costs compared (2026)
Last updated July 2026 · council rates 2026-27 (QLD), ATO 91c/km, Translink fares, AER electricity benchmarks
Barellan Point (Ipswich City Council) and Moggill (Brisbane City Council) attract comparison from buyers considering suburbs across different council areas at similar distances from Brisbane CBD (21.2 km and 19 km).
Moggill runs $829 a year cheaper than Barellan Point, driven mostly by the commute. Over 10 years at 3% growth that gap compounds to about $9,504.
Over 10 years, Moggill costs about $9,500 less to run than Barellan Point — the same as paying $9,500 less for the home. It's the cost no listing shows you.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Barellan Point
Moggill
Annual cost breakdown
| Category | Barellan Point | Moggill | Difference |
|---|---|---|---|
| Council rates | $1,298 | $950 | +$348 |
| Water & sewerage | $1,900 | $1,900 | - |
| Commute (driving) | $5,444 | $5,063 | +$381 |
| Commute (public transport) | $192 | $192 | - |
| Home insurance | $3,100 | $3,000 | +$100 |
| Body corporate (unit) | $2,200 | $2,400 | -$200 |
| Total (driving) | $11,742 | $10,913 | +$829 |
| Total (public transport) | $6,490 | $6,042 | +$448 |
Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Barellan Point | Moggill | Difference |
|---|---|---|---|
| House | $2,135 | $2,135 | - |
| Unit | $1,776 | $1,776 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Barellan Point vs Moggill (2026-27)
What the numbers show
Moggill costs $829 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $9,504 in favour of Moggill.
The biggest single gap is commute costs at $381 per year. Barellan Point is 21.2 km from Brisbane CBD, which drives higher annual driving costs at the ATO rate of 91c/km.
On public transport the gap is $448 per year, $6,490 from Barellan Point versus $6,042 from Moggill.
Where the difference actually comes from
- Council rates favours Moggill by $348 a year, $950 against $1,298.
- Water and sewerage is identical at $1,900 a year.
- Driving commute favours Moggill by $381 a year, $5,063 against $5,444.
- Building insurance favours Moggill by $100 a year, $3,000 against $3,100.
They sit in different council areas, so the rates line is set by two different councils. For QLD that figure is the minimum residential general rate for an owner-occupied principal place of residence, a floor rather than a typical bill.
Flood risk is rated high in Moggill against low in Barellan Point, which feeds the insurance estimate. The catchment state school scores 8.5 in Moggill against 7 in Barellan Point, on ACARA's ICSEA percentile scaled to ten.
10-year cumulative cost projection
| Year | Barellan Point cumulative | Moggill cumulative | Difference |
|---|---|---|---|
| Year 1 | $11,742 | $10,913 | $829 |
| Year 3 | $36,293 | $33,731 | $2,562 |
| Year 5 | $62,340 | $57,939 | $4,401 |
| Year 10 | $134,609 | $125,105 | $9,504 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Barellan Point or Moggill cheaper to live in?
Moggill is cheaper to run by car at $10,913 per year versus $11,742 for Barellan Point, a difference of $829 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Barellan Point and Moggill?
Annual council rates for a house are $1,298 in Barellan Point (Ipswich City Council) and $950 in Moggill (Brisbane City Council). Water and sewerage adds $1,900 in Barellan Point and $1,900 in Moggill. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Barellan Point and Moggill?
Annual driving commute costs are $5,444 from Barellan Point and $5,063 from Moggill to Brisbane CBD (ATO 91c/km). Public transport costs $192 from Barellan Point and $192 from Moggill.
What is the 10-year cost difference between Barellan Point and Moggill?
At 3% annual cost growth, Barellan Point costs a cumulative $134,609 and Moggill costs $125,105 over 10 years by car. The cumulative difference is $9,504 in favour of Moggill. Excludes purchase price, mortgage, and personal expenses.
Which of Barellan Point and Moggill is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Ipswich City Council and Brisbane City Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost AI insurance estimates. Data updated July 2026.