Bathampton vs Wimbledon: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks
Bathampton and Wimbledon are both Bathurst Regional rates (OLG suburbs, sitting 18.1 km and 17.9 km from Bathurst CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Wimbledon runs $339 a year cheaper than Bathampton, driven mostly by home insurance. Over 10 years at 3% growth that gap compounds to about $3,886.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Bathampton
Wimbledon
Annual cost breakdown
| Category | Bathampton | Wimbledon | Difference |
|---|---|---|---|
| Council rates | $1,341 | $1,341 | - |
| Water & sewerage | $1,300 | $1,300 | - |
| Commute (driving) | $4,894 | $4,855 | +$39 |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $2,000 | $1,700 | +$300 |
| Body corporate (unit) | $1,800 | $1,800 | - |
| Total (driving) | $9,535 | $9,196 | +$339 |
| Total (public transport) | $7,041 | $6,741 | +$300 |
Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Bathampton | Wimbledon | Difference |
|---|---|---|---|
| House | $3,257 | $3,257 | - |
| Unit | $2,691 | $2,691 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Bathampton vs Wimbledon (2026-27)
What the numbers show
Wimbledon costs $339 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $3,886 in favour of Wimbledon.
The biggest single gap is home insurance at $300 per year.
On public transport the gap is $300 per year, $7,041 from Bathampton versus $6,741 from Wimbledon.
Where the difference actually comes from
- Council rates is identical at $1,341 a year.
- Water and sewerage is identical at $1,300 a year.
- Driving commute favours Wimbledon by $39 a year, $4,855 against $4,894.
- Building insurance favours Wimbledon by $300 a year, $1,700 against $2,000.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
Fire risk is rated medium in Bathampton against low in Wimbledon, which feeds the insurance estimate.
10-year cumulative cost projection
| Year | Bathampton cumulative | Wimbledon cumulative | Difference |
|---|---|---|---|
| Year 1 | $9,535 | $9,196 | $339 |
| Year 3 | $29,472 | $28,424 | $1,048 |
| Year 5 | $50,623 | $48,823 | $1,800 |
| Year 10 | $109,308 | $105,422 | $3,886 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Bathampton or Wimbledon cheaper to live in?
Wimbledon is cheaper to run by car at $9,196 per year versus $9,535 for Bathampton, a difference of $339 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Bathampton and Wimbledon?
Annual council rates for a house are $1,341 in Bathampton (Bathurst Regional rates (OLG) and $1,341 in Wimbledon (Bathurst Regional rates (OLG). Water and sewerage adds $1,300 in Bathampton and $1,300 in Wimbledon. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Bathampton and Wimbledon?
Annual driving commute costs are $4,894 from Bathampton and $4,855 from Wimbledon to Bathurst CBD (ATO 91c/km). Public transport costs $2,400 from Bathampton and $2,400 from Wimbledon.
What is the 10-year cost difference between Bathampton and Wimbledon?
At 3% annual cost growth, Bathampton costs a cumulative $109,308 and Wimbledon costs $105,422 over 10 years by car. The cumulative difference is $3,886 in favour of Wimbledon. Excludes purchase price, mortgage, and personal expenses.
Which of Bathampton and Wimbledon is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Bathurst Regional rates (OLG and Bathurst Regional rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost AI insurance estimates. Data updated July 2026.