Bathampton vs Wimbledon, true annual running costs compared 2026
Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks
Bathampton and Wimbledon are both Bathurst Regional rates (OLG suburbs, sitting 18.1 km and 17.9 km from Bathurst CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Wimbledon runs $339 a year cheaper than Bathampton, driven mostly by home insurance. Over 10 years at 3% growth that gap compounds to about $3,887.
Over 10 years the gap between these two is about $3,900, about $7 a week, and most of it is the AI-estimated insurance line.
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Wimbledon
Annual cost breakdown
| Category | Bathampton | Wimbledon | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $1,341 | $1,341 | - |
| Water & sewerage Estimated | $1,300 | $1,300 | - |
| Commute (driving) Modelled, 2026-27 | $4,894 | $4,855 | +$39 |
| Commute (public transport) Modelled, 2026-27 | $4,894 | $4,855 | +$39 |
| Home insurance Estimated | $1,850 | $1,550 | +$300 |
| Body corporate (unit) Estimated | $1,800 | $1,800 | - |
| Total (driving) | $9,385 | $9,046 | +$339 |
| Total (public transport) | $9,385 | $9,046 | +$339 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Bathampton | Wimbledon | Difference |
|---|---|---|---|
| House | $3,257 | $3,257 | - |
| Unit | $2,691 | $2,691 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Bathampton vs Wimbledon (2026-27)
What the numbers show
Bathampton and Wimbledon differ by $339 a year by car, but $300 of that is the building insurance estimate rather than a published figure. On the sourced costs, council rates, water and the commute, the gap is $39, so neither suburb is named cheaper here.
The biggest single gap is home insurance at $300 per year.
On public transport the gap is $339 per year, $9,385 from Bathampton versus $9,046 from Wimbledon.
Where the difference actually comes from
- Council rates is identical at $1,341 a year.
- Water and sewerage is identical at $1,300 a year.
- Driving commute favours Wimbledon by $39 a year, $4,855 against $4,894.
- Building insurance favours Wimbledon by $300 a year, $1,550 against $1,850.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
Fire risk is rated medium in Bathampton against low in Wimbledon, which feeds the insurance estimate.
10-year cumulative cost projection
| Year | Bathampton cumulative | Wimbledon cumulative | Difference |
|---|---|---|---|
| Year 1 | $9,385 | $9,046 | $339 |
| Year 3 | $29,008 | $27,960 | $1,048 |
| Year 5 | $49,826 | $48,026 | $1,800 |
| Year 10 | $107,589 | $103,702 | $3,887 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Bathampton or Wimbledon cheaper to live in?
Neither is named cheaper. Bathampton runs $9,385 a year by car and Wimbledon $9,046, but most of the $339 difference is the building insurance estimate rather than a published figure. On council rates, water and the commute, which are sourced, the gap is $39. Source: SuburbCost 2026 data.
What are council rates in Bathampton and Wimbledon?
Annual council rates for a house are $1,341 in Bathampton (Bathurst Regional rates (OLG) and $1,341 in Wimbledon (Bathurst Regional rates (OLG). Water and sewerage adds $1,300 in Bathampton and $1,300 in Wimbledon. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Bathampton and Wimbledon?
Annual driving commute costs are $4,894 from Bathampton and $4,855 from Wimbledon to Bathurst CBD (ATO 91c/km). No daily public transport commute is assumed from either suburb, so both are costed by car.
What is the 10-year cost difference between Bathampton and Wimbledon?
At 3% annual cost growth, Bathampton costs a cumulative $107,589 and Wimbledon costs $103,702 over 10 years by car. The cumulative difference is $3,887 in favour of Wimbledon. Excludes purchase price, mortgage, and personal expenses.
Which of Bathampton and Wimbledon suits you better?
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Sources: Bathurst Regional rates (OLG and Bathurst Regional rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.