Beaumont Hills vs Kellyville, true annual running costs compared 2026
Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks
Beaumont Hills and Kellyville are both The Hills rates (OLG suburbs, sitting 31.6 km and 28.5 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $231 a year of each other to run, so running cost is a minor factor here. The decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years the gap between these two is about $2,600, about $5 a week, and most of it is the AI-estimated insurance line.
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Kellyville
Annual cost breakdown
| Category | Beaumont Hills | Kellyville | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $1,261 | $1,261 | - |
| Water & sewerage Official, 2026-27 | $1,548 | $1,548 | - |
| Commute (driving) Modelled, 2026-27 | $6,680 | $6,411 | +$269 |
| Commute (public transport) Modelled, 2026-27 | $2,400 | $2,400 | - |
| Home insurance Estimated | $1,350 | $1,850 | -$500 |
| Body corporate (unit) Estimated | $2,100 | $2,100 | - |
| Total (driving) | $10,839 | $11,070 | -$231 |
| Total (public transport) | $6,559 | $7,059 | -$500 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Beaumont Hills | Kellyville | Difference |
|---|---|---|---|
| House | $2,720 | $2,720 | - |
| Unit | $2,209 | $2,209 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Beaumont Hills vs Kellyville (2026-27)
What the numbers show
Beaumont Hills and Kellyville differ by $231 a year by car, but $500 of that is the building insurance estimate rather than a published figure. On the sourced costs, council rates, water and the commute, the gap is $269, so neither suburb is named cheaper here.
The biggest single gap is home insurance at $500 per year.
On public transport the gap is $500 per year, $6,559 from Beaumont Hills versus $7,059 from Kellyville.
Where the difference actually comes from
- Council rates is identical at $1,261 a year.
- Water and sewerage is identical at $1,548 a year.
- Driving commute favours Kellyville by $269 a year, $6,411 against $6,680.
- Building insurance favours Beaumont Hills by $500 a year, $1,350 against $1,850.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
10-year cumulative cost projection
| Year | Beaumont Hills cumulative | Kellyville cumulative | Difference |
|---|---|---|---|
| Year 1 | $10,839 | $11,070 | $231 |
| Year 3 | $33,502 | $34,216 | $714 |
| Year 5 | $57,546 | $58,772 | $1,226 |
| Year 10 | $124,257 | $126,905 | $2,648 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Beaumont Hills or Kellyville cheaper to live in?
Neither is named cheaper. Beaumont Hills runs $10,839 a year by car and Kellyville $11,070, but most of the $231 difference is the building insurance estimate rather than a published figure. On council rates, water and the commute, which are sourced, the gap is $269. Source: SuburbCost 2026 data.
What are council rates in Beaumont Hills and Kellyville?
Annual council rates for a house are $1,261 in Beaumont Hills (The Hills rates (OLG) and $1,261 in Kellyville (The Hills rates (OLG). Water and sewerage adds $1,548 in Beaumont Hills and $1,548 in Kellyville. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Beaumont Hills and Kellyville?
Annual driving commute costs are $6,680 from Beaumont Hills and $6,411 from Kellyville to Sydney CBD (ATO 91c/km). Public transport costs $2,400 from Beaumont Hills and $2,400 from Kellyville.
What is the 10-year cost difference between Beaumont Hills and Kellyville?
At 3% annual cost growth, Beaumont Hills costs a cumulative $124,257 and Kellyville costs $126,905 over 10 years by car. The cumulative difference is $2,648 in favour of Beaumont Hills. Excludes purchase price, mortgage, and personal expenses.
Which of Beaumont Hills and Kellyville suits you better?
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Sources: The Hills rates (OLG and The Hills rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.