Binna Burra vs O'Reilly: true annual running costs compared (2026)
Last updated July 2026 · council rates 2026-27 (QLD), ATO 88c/km, Translink fares, AER electricity benchmarks
Binna Burra and O'Reilly are both Scenic Rim Regional Council suburbs, sitting 32.1 km and 28.6 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $286 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Binna Burra
O'Reilly
Annual cost breakdown
| Category | Binna Burra | O'Reilly | Difference |
|---|---|---|---|
| Council rates | $1,376 | $1,376 | - |
| Water & sewerage | $1,900 | $1,900 | - |
| Commute (driving) | $6,495 | $6,209 | +$286 |
| Commute (public transport) | $192 | $192 | - |
| Home insurance | $3,400 | $3,400 | - |
| Body corporate (unit) | $1,800 | $1,600 | +$200 |
| Total (driving) | $13,171 | $12,885 | +$286 |
| Total (public transport) | $6,868 | $6,868 | - |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Binna Burra | O'Reilly | Difference |
|---|---|---|---|
| House | $1,976 | $1,976 | - |
| Unit | $1,591 | $1,591 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Binna Burra vs O'Reilly (2026-27)
What the numbers show
Binna Burra and O'Reilly cost within $286 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $3,279, making running cost a minor factor in the decision.
The biggest single gap is commute costs at $286 per year. Binna Burra is 32.1 km from Brisbane CBD, which drives higher annual driving costs at the ATO rate of 88c/km.
On public transport the two suburbs cost almost the same, $6,868 and $6,868 a year, so the $286 driving gap nearly closes if you commute by public transport.
10-year cumulative cost projection
| Year | Binna Burra cumulative | O'Reilly cumulative | Difference |
|---|---|---|---|
| Year 1 | $13,171 | $12,885 | $286 |
| Year 3 | $40,710 | $39,826 | $884 |
| Year 5 | $69,927 | $68,408 | $1,519 |
| Year 10 | $150,991 | $147,712 | $3,279 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Binna Burra or O'Reilly cheaper to live in?
O'Reilly is cheaper to run by car at $12,885 per year versus $13,171 for Binna Burra, a difference of $286 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Binna Burra and O'Reilly?
Annual council rates for a house are $1,376 in Binna Burra (Scenic Rim Regional Council) and $1,376 in O'Reilly (Scenic Rim Regional Council). Water and sewerage adds $1,900 in Binna Burra and $1,900 in O'Reilly. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Binna Burra and O'Reilly?
Annual driving commute costs are $6,495 from Binna Burra and $6,209 from O'Reilly to Brisbane CBD (ATO 88c/km). Public transport costs $192 from Binna Burra and $192 from O'Reilly.
What is the 10-year cost difference between Binna Burra and O'Reilly?
At 3% annual cost growth, Binna Burra costs a cumulative $150,991 and O'Reilly costs $147,712 over 10 years by car. The cumulative difference is $3,279 in favour of O'Reilly. Excludes purchase price, mortgage, and personal expenses.
Which of Binna Burra and O'Reilly is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Scenic Rim Regional Council and Scenic Rim Regional Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.