Black Range vs Kanoona, true annual running costs compared 2026
Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks
Black Range and Kanoona are both Bega Valley rates (OLG suburbs, and are commonly compared by buyers weighing up running costs within the same council area.
Kanoona runs $300 a year cheaper than Black Range, driven mostly by home insurance. Over 10 years at 3% growth that gap compounds to about $3,439.
Over 10 years the gap between these two is about $3,400, about $7 a week, and most of it is the AI-estimated insurance line.
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Kanoona
Annual cost breakdown
| Category | Black Range | Kanoona | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $1,829 | $1,829 | - |
| Water & sewerage Estimated | $1,300 | $1,300 | - |
| Commute (driving) Modelled, 2026-27 | $18,200 | $18,200 | - |
| Commute (public transport) Modelled, 2026-27 | $18,200 | $18,200 | - |
| Home insurance Estimated | $1,800 | $1,500 | +$300 |
| Body corporate (unit) Estimated | $1,500 | $1,500 | - |
| Total (driving) | $23,129 | $22,829 | +$300 |
| Total (public transport) | $23,129 | $22,829 | +$300 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Black Range | Kanoona | Difference |
|---|---|---|---|
| House | $3,115 | $3,115 | - |
| Unit | $2,585 | $2,585 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Black Range vs Kanoona (2026-27)
What the numbers show
Black Range and Kanoona differ by $300 a year by car, but $300 of that is the building insurance estimate rather than a published figure. On the sourced costs, council rates, water and the commute, the gap is $0, so neither suburb is named cheaper here.
The biggest single gap is home insurance at $300 per year.
On public transport the gap is $300 per year, $23,129 from Black Range versus $22,829 from Kanoona.
Where the difference actually comes from
- Council rates is identical at $1,829 a year.
- Water and sewerage is identical at $1,300 a year.
- Driving commute is identical at $18,200 a year.
- Building insurance favours Kanoona by $300 a year, $1,500 against $1,800.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is the insurance band.
Fire risk is rated high in Black Range against medium in Kanoona, which feeds the insurance estimate. The catchment state school scores 5.6 in Kanoona against 3.9 in Black Range, on ACARA's ICSEA percentile scaled to ten.
10-year cumulative cost projection
| Year | Black Range cumulative | Kanoona cumulative | Difference |
|---|---|---|---|
| Year 1 | $23,129 | $22,829 | $300 |
| Year 3 | $71,489 | $70,562 | $927 |
| Year 5 | $122,795 | $121,202 | $1,593 |
| Year 10 | $265,148 | $261,709 | $3,439 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Black Range or Kanoona cheaper to live in?
Neither is named cheaper. Black Range runs $23,129 a year by car and Kanoona $22,829, but most of the $300 difference is the building insurance estimate rather than a published figure. On council rates, water and the commute, which are sourced, the gap is $0. Source: SuburbCost 2026 data.
What are council rates in Black Range and Kanoona?
Annual council rates for a house are $1,829 in Black Range (Bega Valley rates (OLG) and $1,829 in Kanoona (Bega Valley rates (OLG). Water and sewerage adds $1,300 in Black Range and $1,300 in Kanoona. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Black Range and Kanoona?
Black Range carries a flat regional driving allowance of $18,200, about 20,000 km of household driving a year, because it is more than 100 km from Sydney CBD. Kanoona carries a flat regional driving allowance of $18,200, about 20,000 km of household driving a year, because it is more than 100 km from Sydney CBD. No daily public transport commute is assumed from either suburb, so both are costed by car.
What is the 10-year cost difference between Black Range and Kanoona?
At 3% annual cost growth, Black Range costs a cumulative $265,148 and Kanoona costs $261,709 over 10 years by car. The cumulative difference is $3,439 in favour of Kanoona. Excludes purchase price, mortgage, and personal expenses.
Which of Black Range and Kanoona suits you better?
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Sources: Bega Valley rates (OLG and Bega Valley rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.