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Council rates: 2026-27 · Water: 2026-27 · Commute: ATO 2026-27 · Sources: council budgets, water utilities, ATO, ABS

Blackstone vs Booval, true annual running costs compared 2026

Last updated July 2026 · council rates 2026-27 (QLD), ATO 91c/km, Translink fares, AER electricity benchmarks

Blackstone and Booval are both Ipswich City Council suburbs, sitting 28.2 km and 28 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.

The verdict
Booval is the cheaper suburb to live in

Booval runs $870 a year cheaper than Blackstone, driven mostly by home insurance. Over 10 years at 3% growth that gap compounds to about $9,974.

$870difference per year
$9,974over 10 years
home insurancebiggest cost driver

Over 10 years the gap between these two is about $10,000, about $19 a week, and most of it is the AI-estimated insurance line.

Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict → Personalise this comparison with your own commute, home type and loan → Neither quite right? Find the Brisbane suburbs that fit your budget →

Blackstone

4304 · Ipswich City Council · 28.2 km from CBD
$11,828
Total annual cost (driving)
Includes estimated insurance, excludes electricity
Public transport total$5,640
School score3.4/10
Flood & fire riskIn report

Booval

4304 · Ipswich City Council · 28 km from CBD
$10,958
Total annual cost (driving)
Includes estimated insurance, excludes electricity
Public transport total$4,790
School score4.4/10
Flood & fire riskIn report

Annual cost breakdown

CategoryBlackstoneBoovalDifference
Council rates Official, 2026-27$1,298$1,298-
Water & sewerage Official, 2026-27$1,900$1,900-
Commute (driving) Modelled, 2026-27$6,380$6,360+$20
Commute (public transport) Modelled, 2026-27$192$192-
Home insurance Estimated$2,250$1,400+$850
Body corporate (unit) Estimated$2,000$2,600-$600
Total (driving)$11,828$10,958+$870
Total (public transport)$5,640$4,790+$850

Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: minimum residential general rate (QLD).

Estimated electricity cost typical 2-person household
DwellingBlackstoneBoovalDifference
House$2,135$2,135-
Unit$1,776$1,776-

Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.

Cost breakdown chart

Annual cost breakdown, Blackstone vs Booval (2026-27)

What the numbers show

Blackstone and Booval differ by $870 a year by car, but $850 of that is the building insurance estimate rather than a published figure. On the sourced costs, council rates, water and the commute, the gap is $20, so neither suburb is named cheaper here.

The biggest single gap is home insurance at $850 per year.

On public transport the gap is $850 per year, $5,640 from Blackstone versus $4,790 from Booval.

Where the difference actually comes from

Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.

Fire risk is rated high in Blackstone against low in Booval, which feeds the insurance estimate. The catchment state school scores 4.4 in Booval against 3.4 in Blackstone, on ACARA's ICSEA percentile scaled to ten.

10-year cumulative cost projection

YearBlackstone cumulativeBooval cumulativeDifference
Year 1$11,828$10,958$870
Year 3$36,559$33,870$2,689
Year 5$62,796$58,178$4,618
Year 10$135,595$125,621$9,974

Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.

Frequently asked questions

  1. Is Blackstone or Booval cheaper to live in?

    Neither is named cheaper. Blackstone runs $11,828 a year by car and Booval $10,958, but most of the $870 difference is the building insurance estimate rather than a published figure. On council rates, water and the commute, which are sourced, the gap is $20. Source: SuburbCost 2026 data.

  2. What are council rates in Blackstone and Booval?

    Annual council rates for a house are $1,298 in Blackstone (Ipswich City Council) and $1,298 in Booval (Ipswich City Council). Water and sewerage adds $1,900 in Blackstone and $1,900 in Booval. Both figures are the minimum residential general rate; properties on higher land value pay more.

  3. How does the commute cost compare between Blackstone and Booval?

    Annual driving commute costs are $6,380 from Blackstone and $6,360 from Booval to Brisbane CBD (ATO 91c/km). Public transport costs $192 from Blackstone and $192 from Booval.

  4. What is the 10-year cost difference between Blackstone and Booval?

    At 3% annual cost growth, Blackstone costs a cumulative $135,595 and Booval costs $125,621 over 10 years by car. The cumulative difference is $9,974 in favour of Booval. Excludes purchase price, mortgage, and personal expenses.

Which of Blackstone and Booval suits you better?

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Sources: Ipswich City Council and Ipswich City Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.