Bombah Point vs Mungo Brush: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks
Bombah Point and Mungo Brush are both Mid-Coast rates (OLG suburbs, sitting 180.2 km and 181.1 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $0 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.
Bombah Point
Mungo Brush
Annual cost breakdown
| Category | Bombah Point | Mungo Brush | Difference |
|---|---|---|---|
| Council rates | $1,609 | $1,609 | - |
| Water & sewerage | $1,300 | $1,300 | - |
| Commute (driving) | $17,600 | $17,600 | - |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $3,500 | $3,500 | - |
| Body corporate (unit) | $1,800 | $1,800 | - |
| Total (driving) | $24,009 | $24,009 | - |
| Total (public transport) | $8,809 | $8,809 | - |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Bombah Point | Mungo Brush | Difference |
|---|---|---|---|
| House | $2,148 | $2,148 | - |
| Unit | $1,716 | $1,716 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Bombah Point vs Mungo Brush (2026-27)
What the numbers show
Bombah Point and Mungo Brush cost within $0 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $0, making running cost a minor factor in the decision.
The biggest single gap is council rates at $0 per year.
On public transport the two suburbs cost almost the same, $8,809 and $8,809 a year, so the $0 driving gap nearly closes if you commute by public transport.
10-year cumulative cost projection
| Year | Bombah Point cumulative | Mungo Brush cumulative | Difference |
|---|---|---|---|
| Year 1 | $24,009 | $24,009 | $0 |
| Year 3 | $74,209 | $74,209 | $0 |
| Year 5 | $127,467 | $127,467 | $0 |
| Year 10 | $275,236 | $275,236 | $0 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Bombah Point or Mungo Brush cheaper to live in?
Bombah Point is cheaper to run by car at $24,009 per year versus $24,009 for Mungo Brush, a difference of $0 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Bombah Point and Mungo Brush?
Annual council rates for a house are $1,609 in Bombah Point (Mid-Coast rates (OLG) and $1,609 in Mungo Brush (Mid-Coast rates (OLG). Water and sewerage adds $1,300 in Bombah Point and $1,300 in Mungo Brush. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Bombah Point and Mungo Brush?
Annual driving commute costs are $17,600 from Bombah Point and $17,600 from Mungo Brush to Sydney CBD (ATO 88c/km). Public transport costs $2,400 from Bombah Point and $2,400 from Mungo Brush.
What is the 10-year cost difference between Bombah Point and Mungo Brush?
At 3% annual cost growth, Bombah Point costs a cumulative $275,236 and Mungo Brush costs $275,236 over 10 years by car. The cumulative difference is $0 in favour of Bombah Point. Excludes purchase price, mortgage, and personal expenses.
Which of Bombah Point and Mungo Brush is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
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Sources: Mid-Coast rates (OLG and Mid-Coast rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.