Bombira vs Putta Bucca: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks
Bombira and Putta Bucca are both Mid-Western Regional rates (OLG suburbs, sitting 207.1 km and 208.9 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Bombira runs $450 a year cheaper than Putta Bucca, driven mostly by home insurance. Over 10 years at 3% growth that gap compounds to about $5,159.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Bombira
Putta Bucca
Annual cost breakdown
| Category | Bombira | Putta Bucca | Difference |
|---|---|---|---|
| Council rates | $1,122 | $1,122 | - |
| Water & sewerage | $1,300 | $1,300 | - |
| Commute (driving) | $17,600 | $17,600 | - |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $1,700 | $2,150 | -$450 |
| Body corporate (unit) | $1,500 | $1,500 | - |
| Total (driving) | $21,722 | $22,172 | -$450 |
| Total (public transport) | $6,522 | $6,972 | -$450 |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Bombira | Putta Bucca | Difference |
|---|---|---|---|
| House | $2,420 | $2,420 | - |
| Unit | $1,920 | $1,920 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Bombira vs Putta Bucca (2026-27)
What the numbers show
Bombira costs $450 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $5,159 in favour of Bombira.
The biggest single gap is home insurance at $450 per year. Putta Bucca carries medium flood risk, which pushes estimated premiums higher.
On public transport the gap is $450 per year, $6,522 from Bombira versus $6,972 from Putta Bucca.
10-year cumulative cost projection
| Year | Bombira cumulative | Putta Bucca cumulative | Difference |
|---|---|---|---|
| Year 1 | $21,722 | $22,172 | $450 |
| Year 3 | $67,141 | $68,531 | $1,390 |
| Year 5 | $115,325 | $117,714 | $2,389 |
| Year 10 | $249,018 | $254,177 | $5,159 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Bombira or Putta Bucca cheaper to live in?
Bombira is cheaper to run by car at $21,722 per year versus $22,172 for Putta Bucca, a difference of $450 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Bombira and Putta Bucca?
Annual council rates for a house are $1,122 in Bombira (Mid-Western Regional rates (OLG) and $1,122 in Putta Bucca (Mid-Western Regional rates (OLG). Water and sewerage adds $1,300 in Bombira and $1,300 in Putta Bucca. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Bombira and Putta Bucca?
Annual driving commute costs are $17,600 from Bombira and $17,600 from Putta Bucca to Sydney CBD (ATO 88c/km). Public transport costs $2,400 from Bombira and $2,400 from Putta Bucca.
What is the 10-year cost difference between Bombira and Putta Bucca?
At 3% annual cost growth, Bombira costs a cumulative $249,018 and Putta Bucca costs $254,177 over 10 years by car. The cumulative difference is $5,159 in favour of Bombira. Excludes purchase price, mortgage, and personal expenses.
Which of Bombira and Putta Bucca is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Mid-Western Regional rates (OLG and Mid-Western Regional rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.