Bonnie Doon vs Mossman: true annual running costs compared (2026)
Last updated July 2026 · council rates 2026-27 (QLD), ATO 88c/km, Translink fares, AER electricity benchmarks
Bonnie Doon and Mossman are both Cairns Regional Council suburbs, sitting 65.2 km and 67.5 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $212 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Bonnie Doon
Mossman
Annual cost breakdown
| Category | Bonnie Doon | Mossman | Difference |
|---|---|---|---|
| Council rates | $1,165 | $1,165 | - |
| Water & sewerage | $1,765 | $1,765 | - |
| Commute (driving) | $4,076 | $3,564 | +$512 |
| Commute (public transport) | $192 | $192 | - |
| Home insurance | $6,500 | $6,800 | -$300 |
| Body corporate (unit) | $1,400 | $1,800 | -$400 |
| Total (driving) | $13,506 | $13,294 | +$212 |
| Total (public transport) | $9,622 | $9,922 | -$300 |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Bonnie Doon | Mossman | Difference |
|---|---|---|---|
| House | $2,218 | $2,218 | - |
| Unit | $1,773 | $1,773 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Bonnie Doon vs Mossman (2026-27)
What the numbers show
Bonnie Doon and Mossman cost within $212 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $2,430, making running cost a minor factor in the decision.
The biggest single gap is commute costs at $512 per year. Mossman is 67.5 km from Brisbane CBD, which drives higher annual driving costs at the ATO rate of 88c/km.
On public transport the gap is $300 per year, $9,622 from Bonnie Doon versus $9,922 from Mossman.
10-year cumulative cost projection
| Year | Bonnie Doon cumulative | Mossman cumulative | Difference |
|---|---|---|---|
| Year 1 | $13,506 | $13,294 | $212 |
| Year 3 | $41,746 | $41,090 | $656 |
| Year 5 | $71,705 | $70,580 | $1,125 |
| Year 10 | $154,831 | $152,401 | $2,430 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Bonnie Doon or Mossman cheaper to live in?
Mossman is cheaper to run by car at $13,294 per year versus $13,506 for Bonnie Doon, a difference of $212 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Bonnie Doon and Mossman?
Annual council rates for a house are $1,165 in Bonnie Doon (Cairns Regional Council) and $1,165 in Mossman (Cairns Regional Council). Water and sewerage adds $1,765 in Bonnie Doon and $1,765 in Mossman. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Bonnie Doon and Mossman?
Annual driving commute costs are $4,076 from Bonnie Doon and $3,564 from Mossman to Brisbane CBD (ATO 88c/km). Public transport costs $192 from Bonnie Doon and $192 from Mossman.
What is the 10-year cost difference between Bonnie Doon and Mossman?
At 3% annual cost growth, Bonnie Doon costs a cumulative $154,831 and Mossman costs $152,401 over 10 years by car. The cumulative difference is $2,430 in favour of Mossman. Excludes purchase price, mortgage, and personal expenses.
Which of Bonnie Doon and Mossman is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Cairns Regional Council and Cairns Regional Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.