Booyong vs Nashua, true annual running costs compared 2026
Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks
Booyong (Lismore rates (OLG) and Nashua (Byron rates (OLG) attract comparison from buyers considering suburbs across different council areas.
Nashua runs $685 a year cheaper than Booyong, driven mostly by home insurance. Over 10 years at 3% growth that gap compounds to about $7,853.
Over 10 years the gap between these two is about $7,900, about $15 a week, and most of it is the AI-estimated insurance line.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict → Personalise this comparison with your own commute, home type and loan →Booyong
Nashua
Annual cost breakdown
| Category | Booyong | Nashua | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $1,534 | $1,649 | -$115 |
| Water & sewerage Estimated | $1,300 | $1,300 | - |
| Commute (driving) Modelled, 2026-27 | $18,200 | $18,200 | - |
| Commute (public transport) Modelled, 2026-27 | $18,200 | $18,200 | - |
| Home insurance Estimated | $2,200 | $1,400 | +$800 |
| Body corporate (unit) Estimated | $1,500 | $1,500 | - |
| Total (driving) | $23,234 | $22,549 | +$685 |
| Total (public transport) | $23,234 | $22,549 | +$685 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Booyong | Nashua | Difference |
|---|---|---|---|
| House | $2,774 | $2,774 | - |
| Unit | $2,329 | $2,329 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Booyong vs Nashua (2026-27)
What the numbers show
Booyong and Nashua differ by $685 a year by car, but $800 of that is the building insurance estimate rather than a published figure. On the sourced costs, council rates, water and the commute, the gap is $115, so neither suburb is named cheaper here.
The biggest single gap is home insurance at $800 per year. Booyong carries medium flood risk, which pushes estimated premiums higher.
On public transport the gap is $685 per year, $23,234 from Booyong versus $22,549 from Nashua.
Where the difference actually comes from
- Council rates favours Booyong by $115 a year, $1,534 against $1,649.
- Water and sewerage is identical at $1,300 a year.
- Driving commute is identical at $18,200 a year.
- Building insurance favours Nashua by $800 a year, $1,400 against $2,200.
They sit in different council areas, so the rates line is set by two different councils. For NSW that figure is the average residential rate reported to the Office of Local Government, uplifted by that council's IPART rate peg.
Flood risk is rated medium in Booyong against low in Nashua, which feeds the insurance estimate. The catchment state school scores 7.9 in Booyong against 6.8 in Nashua, on ACARA's ICSEA percentile scaled to ten.
10-year cumulative cost projection
| Year | Booyong cumulative | Nashua cumulative | Difference |
|---|---|---|---|
| Year 1 | $23,234 | $22,549 | $685 |
| Year 3 | $71,814 | $69,697 | $2,117 |
| Year 5 | $123,352 | $119,716 | $3,636 |
| Year 10 | $266,352 | $258,499 | $7,853 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Booyong or Nashua cheaper to live in?
Neither is named cheaper. Booyong runs $23,234 a year by car and Nashua $22,549, but most of the $685 difference is the building insurance estimate rather than a published figure. On council rates, water and the commute, which are sourced, the gap is $115. Source: SuburbCost 2026 data.
What are council rates in Booyong and Nashua?
Annual council rates for a house are $1,534 in Booyong (Lismore rates (OLG) and $1,649 in Nashua (Byron rates (OLG). Water and sewerage adds $1,300 in Booyong and $1,300 in Nashua. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Booyong and Nashua?
Booyong carries a flat regional driving allowance of $18,200, about 20,000 km of household driving a year, because it is more than 100 km from Sydney CBD. Nashua carries a flat regional driving allowance of $18,200, about 20,000 km of household driving a year, because it is more than 100 km from Sydney CBD. No daily public transport commute is assumed from either suburb, so both are costed by car.
What is the 10-year cost difference between Booyong and Nashua?
At 3% annual cost growth, Booyong costs a cumulative $266,352 and Nashua costs $258,499 over 10 years by car. The cumulative difference is $7,853 in favour of Nashua. Excludes purchase price, mortgage, and personal expenses.
Which of Booyong and Nashua suits you better?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Lismore rates (OLG and Byron rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.