Bournda vs Tura Beach: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks
Bournda and Tura Beach are both Bega Valley rates (OLG suburbs, sitting 347.2 km and 351.5 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Tura Beach runs $400 a year cheaper than Bournda, driven mostly by home insurance. Over 10 years at 3% growth that gap compounds to about $4,585.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Bournda
Tura Beach
Annual cost breakdown
| Category | Bournda | Tura Beach | Difference |
|---|---|---|---|
| Council rates | $1,829 | $1,829 | - |
| Water & sewerage | $1,300 | $1,300 | - |
| Commute (driving) | $17,600 | $17,600 | - |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $2,400 | $2,000 | +$400 |
| Body corporate (unit) | $1,500 | $1,500 | - |
| Total (driving) | $23,129 | $22,729 | +$400 |
| Total (public transport) | $7,929 | $7,529 | +$400 |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Bournda | Tura Beach | Difference |
|---|---|---|---|
| House | $2,420 | $2,420 | - |
| Unit | $1,920 | $1,920 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Bournda vs Tura Beach (2026-27)
What the numbers show
Tura Beach costs $400 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $4,585 in favour of Tura Beach.
The biggest single gap is home insurance at $400 per year.
On public transport the gap is $400 per year, $7,929 from Bournda versus $7,529 from Tura Beach.
10-year cumulative cost projection
| Year | Bournda cumulative | Tura Beach cumulative | Difference |
|---|---|---|---|
| Year 1 | $23,129 | $22,729 | $400 |
| Year 3 | $71,489 | $70,253 | $1,236 |
| Year 5 | $122,795 | $120,671 | $2,124 |
| Year 10 | $265,148 | $260,563 | $4,585 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Bournda or Tura Beach cheaper to live in?
Tura Beach is cheaper to run by car at $22,729 per year versus $23,129 for Bournda, a difference of $400 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Bournda and Tura Beach?
Annual council rates for a house are $1,829 in Bournda (Bega Valley rates (OLG) and $1,829 in Tura Beach (Bega Valley rates (OLG). Water and sewerage adds $1,300 in Bournda and $1,300 in Tura Beach. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Bournda and Tura Beach?
Annual driving commute costs are $17,600 from Bournda and $17,600 from Tura Beach to Sydney CBD (ATO 88c/km). Public transport costs $2,400 from Bournda and $2,400 from Tura Beach.
What is the 10-year cost difference between Bournda and Tura Beach?
At 3% annual cost growth, Bournda costs a cumulative $265,148 and Tura Beach costs $260,563 over 10 years by car. The cumulative difference is $4,585 in favour of Tura Beach. Excludes purchase price, mortgage, and personal expenses.
Which of Bournda and Tura Beach is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Bega Valley rates (OLG and Bega Valley rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.