Brassall vs Coalfalls, true annual running costs compared 2026
Last updated July 2026 · council rates 2026-27 (QLD), ATO 91c/km, Translink fares, AER electricity benchmarks
Brassall and Coalfalls are both Ipswich City Council suburbs, sitting 31.5 km and 31.6 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $157 a year of each other to run, so running cost is a minor factor here. The decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years the gap between these two is about $1,800, about $3 a week, and most of it is the AI-estimated insurance line.
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Coalfalls
Annual cost breakdown
| Category | Brassall | Coalfalls | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $1,298 | $1,298 | - |
| Water & sewerage Official, 2026-27 | $1,900 | $1,900 | - |
| Commute (driving) Modelled, 2026-27 | $6,673 | $6,680 | -$7 |
| Commute (public transport) Modelled, 2026-27 | $192 | $192 | - |
| Home insurance Estimated | $2,150 | $2,300 | -$150 |
| Body corporate (unit) Estimated | $2,200 | $2,200 | - |
| Total (driving) | $12,021 | $12,178 | -$157 |
| Total (public transport) | $5,540 | $5,690 | -$150 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Brassall | Coalfalls | Difference |
|---|---|---|---|
| House | $2,135 | $2,135 | - |
| Unit | $1,776 | $1,776 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Brassall vs Coalfalls (2026-27)
What the numbers show
Brassall and Coalfalls differ by $157 a year by car, but $150 of that is the building insurance estimate rather than a published figure. On the sourced costs, council rates, water and the commute, the gap is $7, so neither suburb is named cheaper here.
The biggest single gap is home insurance at $150 per year.
On public transport the two suburbs cost almost the same, $5,540 and $5,690 a year, so the $157 driving gap nearly closes if you commute by public transport.
Where the difference actually comes from
- Council rates is identical at $1,298 a year.
- Water and sewerage is identical at $1,900 a year.
- Driving commute favours Brassall by $7 a year, $6,673 against $6,680.
- Building insurance favours Brassall by $150 a year, $2,150 against $2,300.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
The catchment state school scores 4.8 in Coalfalls against 3.5 in Brassall, on ACARA's ICSEA percentile scaled to ten.
10-year cumulative cost projection
| Year | Brassall cumulative | Coalfalls cumulative | Difference |
|---|---|---|---|
| Year 1 | $12,021 | $12,178 | $157 |
| Year 3 | $37,156 | $37,641 | $485 |
| Year 5 | $63,821 | $64,655 | $834 |
| Year 10 | $137,807 | $139,607 | $1,800 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Brassall or Coalfalls cheaper to live in?
Neither is named cheaper. Brassall runs $12,021 a year by car and Coalfalls $12,178, but most of the $157 difference is the building insurance estimate rather than a published figure. On council rates, water and the commute, which are sourced, the gap is $7. Source: SuburbCost 2026 data.
What are council rates in Brassall and Coalfalls?
Annual council rates for a house are $1,298 in Brassall (Ipswich City Council) and $1,298 in Coalfalls (Ipswich City Council). Water and sewerage adds $1,900 in Brassall and $1,900 in Coalfalls. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Brassall and Coalfalls?
Annual driving commute costs are $6,673 from Brassall and $6,680 from Coalfalls to Brisbane CBD (ATO 91c/km). Public transport costs $192 from Brassall and $192 from Coalfalls.
What is the 10-year cost difference between Brassall and Coalfalls?
At 3% annual cost growth, Brassall costs a cumulative $137,807 and Coalfalls costs $139,607 over 10 years by car. The cumulative difference is $1,800 in favour of Brassall. Excludes purchase price, mortgage, and personal expenses.
Which of Brassall and Coalfalls suits you better?
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Sources: Ipswich City Council and Ipswich City Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.