Brassall vs Coalfalls: true annual running costs compared (2026)
Last updated July 2026 · council rates 2026-27 (QLD), ATO 88c/km, Translink fares, AER electricity benchmarks
Brassall and Coalfalls are both Ipswich City Council suburbs, sitting 31.5 km and 31.6 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $207 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Brassall
Coalfalls
Annual cost breakdown
| Category | Brassall | Coalfalls | Difference |
|---|---|---|---|
| Council rates | $1,298 | $1,298 | - |
| Water & sewerage | $1,900 | $1,900 | - |
| Commute (driving) | $6,453 | $6,460 | -$7 |
| Commute (public transport) | $192 | $192 | - |
| Home insurance | $2,900 | $3,100 | -$200 |
| Body corporate (unit) | $2,200 | $2,200 | - |
| Total (driving) | $12,551 | $12,758 | -$207 |
| Total (public transport) | $6,290 | $6,490 | -$200 |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Brassall | Coalfalls | Difference |
|---|---|---|---|
| House | $1,976 | $1,976 | - |
| Unit | $1,591 | $1,591 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Brassall vs Coalfalls (2026-27)
What the numbers show
Brassall and Coalfalls cost within $207 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $2,373, making running cost a minor factor in the decision.
The biggest single gap is home insurance at $200 per year.
On public transport the gap is $200 per year, $6,290 from Brassall versus $6,490 from Coalfalls.
10-year cumulative cost projection
| Year | Brassall cumulative | Coalfalls cumulative | Difference |
|---|---|---|---|
| Year 1 | $12,551 | $12,758 | $207 |
| Year 3 | $38,794 | $39,434 | $640 |
| Year 5 | $66,635 | $67,734 | $1,099 |
| Year 10 | $143,883 | $146,256 | $2,373 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Brassall or Coalfalls cheaper to live in?
Brassall is cheaper to run by car at $12,551 per year versus $12,758 for Coalfalls, a difference of $207 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Brassall and Coalfalls?
Annual council rates for a house are $1,298 in Brassall (Ipswich City Council) and $1,298 in Coalfalls (Ipswich City Council). Water and sewerage adds $1,900 in Brassall and $1,900 in Coalfalls. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Brassall and Coalfalls?
Annual driving commute costs are $6,453 from Brassall and $6,460 from Coalfalls to Brisbane CBD (ATO 88c/km). Public transport costs $192 from Brassall and $192 from Coalfalls.
What is the 10-year cost difference between Brassall and Coalfalls?
At 3% annual cost growth, Brassall costs a cumulative $143,883 and Coalfalls costs $146,256 over 10 years by car. The cumulative difference is $2,373 in favour of Brassall. Excludes purchase price, mortgage, and personal expenses.
Which of Brassall and Coalfalls is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Ipswich City Council and Ipswich City Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.