Breakfast Point vs Tennyson Point: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks
Breakfast Point (Canada Bay rates (OLG) and Tennyson Point (Ryde rates (OLG) attract comparison from buyers considering suburbs across different council areas at similar distances from Sydney CBD (9.5 km and 9.4 km).
The two sit within $16 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Breakfast Point
Tennyson Point
Annual cost breakdown
| Category | Breakfast Point | Tennyson Point | Difference |
|---|---|---|---|
| Council rates | $1,268 | $1,278 | -$10 |
| Water & sewerage | $1,548 | $1,548 | - |
| Commute (driving) | $2,829 | $2,803 | +$26 |
| Commute (public transport) | $1,920 | $1,920 | - |
| Home insurance | $2,950 | $2,950 | - |
| Body corporate (unit) | $2,600 | $2,600 | - |
| Total (driving) | $8,595 | $8,579 | +$16 |
| Total (public transport) | $7,686 | $7,696 | -$10 |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Breakfast Point | Tennyson Point | Difference |
|---|---|---|---|
| House | $2,148 | $2,148 | - |
| Unit | $1,716 | $1,716 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Breakfast Point vs Tennyson Point (2026-27)
What the numbers show
Breakfast Point and Tennyson Point cost within $16 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $183, making running cost a minor factor in the decision.
The biggest single gap is commute costs at $26 per year. Breakfast Point is 9.5 km from Sydney CBD, which drives higher annual driving costs at the ATO rate of 88c/km.
On public transport the two suburbs cost almost the same, $7,686 and $7,696 a year, so the $16 driving gap nearly closes if you commute by public transport.
10-year cumulative cost projection
| Year | Breakfast Point cumulative | Tennyson Point cumulative | Difference |
|---|---|---|---|
| Year 1 | $8,595 | $8,579 | $16 |
| Year 3 | $26,566 | $26,517 | $49 |
| Year 5 | $45,632 | $45,547 | $85 |
| Year 10 | $98,532 | $98,349 | $183 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Breakfast Point or Tennyson Point cheaper to live in?
Tennyson Point is cheaper to run by car at $8,579 per year versus $8,595 for Breakfast Point, a difference of $16 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Breakfast Point and Tennyson Point?
Annual council rates for a house are $1,268 in Breakfast Point (Canada Bay rates (OLG) and $1,278 in Tennyson Point (Ryde rates (OLG). Water and sewerage adds $1,548 in Breakfast Point and $1,548 in Tennyson Point. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Breakfast Point and Tennyson Point?
Annual driving commute costs are $2,829 from Breakfast Point and $2,803 from Tennyson Point to Sydney CBD (ATO 88c/km). Public transport costs $1,920 from Breakfast Point and $1,920 from Tennyson Point.
What is the 10-year cost difference between Breakfast Point and Tennyson Point?
At 3% annual cost growth, Breakfast Point costs a cumulative $98,532 and Tennyson Point costs $98,349 over 10 years by car. The cumulative difference is $183 in favour of Tennyson Point. Excludes purchase price, mortgage, and personal expenses.
Which of Breakfast Point and Tennyson Point is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Canada Bay rates (OLG and Ryde rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.