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Council rates: 2026-27 · Water & commute: 2025-26 · Sources: council websites, QUU, ATO, ABS

Brookfield vs Glen William: true annual running costs compared (2026)

Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks

Brookfield and Glen William are both Dungog rates (OLG suburbs, sitting 160.8 km and 160.8 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.

The verdict
Brookfield is the cheaper suburb to live in

Brookfield runs $450 a year cheaper than Glen William, driven mostly by home insurance. Over 10 years at 3% growth that gap compounds to about $5,159.

$450difference per year
$5,159over 10 years
home insurancebiggest cost driver

Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.

Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →

Brookfield

2420 · Dungog rates (OLG · 160.8 km from CBD
$22,689
Total annual cost (driving)
Public transport total$7,489
School score4.6/10
Flood & fire riskIn report

Glen William

2321 · Dungog rates (OLG · 160.8 km from CBD
$23,139
Total annual cost (driving)
Public transport total$7,939
School score4.6/10
Flood & fire riskIn report

Annual cost breakdown

CategoryBrookfieldGlen WilliamDifference
Council rates$1,712$1,712-
Water & sewerage$1,377$1,377-
Commute (driving)$17,600$17,600-
Commute (public transport)$2,400$2,400-
Home insurance$2,000$2,450-$450
Body corporate (unit)$1,800$1,800-
Total (driving)$22,689$23,139-$450
Total (public transport)$7,489$7,939-$450

Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).

Estimated electricity cost typical 2-person household
DwellingBrookfieldGlen WilliamDifference
House$2,148$2,148-
Unit$1,716$1,716-

Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.

Cost breakdown chart

Annual cost breakdown — Brookfield vs Glen William (2026-27)

What the numbers show

Brookfield costs $450 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $5,159 in favour of Brookfield.

The biggest single gap is home insurance at $450 per year. Glen William carries medium flood risk, which pushes estimated premiums higher.

On public transport the gap is $450 per year, $7,489 from Brookfield versus $7,939 from Glen William.

10-year cumulative cost projection

YearBrookfield cumulativeGlen William cumulativeDifference
Year 1$22,689$23,139$450
Year 3$70,129$71,520$1,391
Year 5$120,459$122,848$2,389
Year 10$260,104$265,263$5,159

Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.

Frequently asked questions

  1. Is Brookfield or Glen William cheaper to live in?

    Brookfield is cheaper to run by car at $22,689 per year versus $23,139 for Glen William, a difference of $450 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.

  2. What are council rates in Brookfield and Glen William?

    Annual council rates for a house are $1,712 in Brookfield (Dungog rates (OLG) and $1,712 in Glen William (Dungog rates (OLG). Water and sewerage adds $1,377 in Brookfield and $1,377 in Glen William. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.

  3. How does the commute cost compare between Brookfield and Glen William?

    Annual driving commute costs are $17,600 from Brookfield and $17,600 from Glen William to Sydney CBD (ATO 88c/km). Public transport costs $2,400 from Brookfield and $2,400 from Glen William.

  4. What is the 10-year cost difference between Brookfield and Glen William?

    At 3% annual cost growth, Brookfield costs a cumulative $260,104 and Glen William costs $265,263 over 10 years by car. The cumulative difference is $5,159 in favour of Brookfield. Excludes purchase price, mortgage, and personal expenses.

Which of Brookfield and Glen William is best to actually live in?

You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.

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Related comparisons

Sources: Dungog rates (OLG and Dungog rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.