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Council rates: 2026-27 · Water & commute: 2025-26 · Sources: council websites, QUU, ATO, ABS

Brownlow Hill vs Mount Hunter: true annual running costs compared (2026)

Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks

Brownlow Hill and Mount Hunter are both Wollondilly rates (OLG suburbs, sitting 54.7 km and 57.8 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.

The verdict
Mount Hunter is the cheaper suburb to live in

Mount Hunter runs $426 a year cheaper than Brownlow Hill, driven mostly by the commute. Over 10 years at 3% growth that gap compounds to about $4,883.

$426difference per year
$4,883over 10 years
the commutebiggest cost driver

Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.

Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →

Brownlow Hill

2570 · Wollondilly rates (OLG · 54.7 km from CBD
$11,739
Total annual cost (driving)
Public transport total$8,293
School score7.4/10
Flood & fire riskIn report

Mount Hunter

2570 · Wollondilly rates (OLG · 57.8 km from CBD
$11,313
Total annual cost (driving)
Public transport total$8,293
School score7.4/10
Flood & fire riskIn report

Annual cost breakdown

CategoryBrownlow HillMount HunterDifference
Council rates$2,195$2,195-
Water & sewerage$1,548$1,548-
Commute (driving)$5,846$5,420+$426
Commute (public transport)$2,400$2,400-
Home insurance$2,150$2,150-
Body corporate (unit)$2,100$2,100-
Total (driving)$11,739$11,313+$426
Total (public transport)$8,293$8,293-

Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).

Estimated electricity cost typical 2-person household
DwellingBrownlow HillMount HunterDifference
House$2,420$2,420-
Unit$1,920$1,920-

Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.

Cost breakdown chart

Annual cost breakdown — Brownlow Hill vs Mount Hunter (2026-27)

What the numbers show

Mount Hunter costs $426 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $4,883 in favour of Mount Hunter.

The biggest single gap is commute costs at $426 per year. Mount Hunter is 57.8 km from Sydney CBD, which drives higher annual driving costs at the ATO rate of 88c/km.

On public transport the two suburbs cost almost the same, $8,293 and $8,293 a year, so the $426 driving gap nearly closes if you commute by public transport.

10-year cumulative cost projection

YearBrownlow Hill cumulativeMount Hunter cumulativeDifference
Year 1$11,739$11,313$426
Year 3$36,284$34,967$1,317
Year 5$62,324$60,062$2,262
Year 10$134,574$129,691$4,883

Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.

Frequently asked questions

  1. Is Brownlow Hill or Mount Hunter cheaper to live in?

    Mount Hunter is cheaper to run by car at $11,313 per year versus $11,739 for Brownlow Hill, a difference of $426 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.

  2. What are council rates in Brownlow Hill and Mount Hunter?

    Annual council rates for a house are $2,195 in Brownlow Hill (Wollondilly rates (OLG) and $2,195 in Mount Hunter (Wollondilly rates (OLG). Water and sewerage adds $1,548 in Brownlow Hill and $1,548 in Mount Hunter. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.

  3. How does the commute cost compare between Brownlow Hill and Mount Hunter?

    Annual driving commute costs are $5,846 from Brownlow Hill and $5,420 from Mount Hunter to Sydney CBD (ATO 88c/km). Public transport costs $2,400 from Brownlow Hill and $2,400 from Mount Hunter.

  4. What is the 10-year cost difference between Brownlow Hill and Mount Hunter?

    At 3% annual cost growth, Brownlow Hill costs a cumulative $134,574 and Mount Hunter costs $129,691 over 10 years by car. The cumulative difference is $4,883 in favour of Mount Hunter. Excludes purchase price, mortgage, and personal expenses.

Which of Brownlow Hill and Mount Hunter is best to actually live in?

You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.

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Related comparisons

Sources: Wollondilly rates (OLG and Wollondilly rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.