Brumby Plains vs The Glen, true annual running costs compared 2026
Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks
Brumby Plains and The Glen are both Kyogle rates (OLG suburbs, and are commonly compared by buyers weighing up running costs within the same council area.
The Glen runs $350 a year cheaper than Brumby Plains, driven mostly by home insurance. Over 10 years at 3% growth that gap compounds to about $4,012.
Over 10 years the gap between these two is about $4,000, about $8 a week, and most of it is the AI-estimated insurance line.
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The Glen
Annual cost breakdown
| Category | Brumby Plains | The Glen | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $1,320 | $1,320 | - |
| Water & sewerage Estimated | $1,300 | $1,300 | - |
| Commute (driving) Modelled, 2026-27 | $18,200 | $18,200 | - |
| Commute (public transport) Modelled, 2026-27 | $18,200 | $18,200 | - |
| Home insurance Estimated | $2,150 | $1,800 | +$350 |
| Body corporate (unit) Estimated | $1,500 | $1,500 | - |
| Total (driving) | $22,970 | $22,620 | +$350 |
| Total (public transport) | $22,970 | $22,620 | +$350 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Brumby Plains | The Glen | Difference |
|---|---|---|---|
| House | $2,774 | $2,774 | - |
| Unit | $2,329 | $2,329 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Brumby Plains vs The Glen (2026-27)
What the numbers show
Brumby Plains and The Glen differ by $350 a year by car, but $350 of that is the building insurance estimate rather than a published figure. On the sourced costs, council rates, water and the commute, the gap is $0, so neither suburb is named cheaper here.
The biggest single gap is home insurance at $350 per year.
On public transport the gap is $350 per year, $22,970 from Brumby Plains versus $22,620 from The Glen.
Where the difference actually comes from
- Council rates is identical at $1,320 a year.
- Water and sewerage is identical at $1,300 a year.
- Driving commute is identical at $18,200 a year.
- Building insurance favours The Glen by $350 a year, $1,800 against $2,150.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is the insurance band.
Fire risk is rated high in Brumby Plains against medium in The Glen, which feeds the insurance estimate.
10-year cumulative cost projection
| Year | Brumby Plains cumulative | The Glen cumulative | Difference |
|---|---|---|---|
| Year 1 | $22,970 | $22,620 | $350 |
| Year 3 | $70,998 | $69,916 | $1,082 |
| Year 5 | $121,951 | $120,093 | $1,858 |
| Year 10 | $263,325 | $259,313 | $4,012 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Brumby Plains or The Glen cheaper to live in?
Neither is named cheaper. Brumby Plains runs $22,970 a year by car and The Glen $22,620, but most of the $350 difference is the building insurance estimate rather than a published figure. On council rates, water and the commute, which are sourced, the gap is $0. Source: SuburbCost 2026 data.
What are council rates in Brumby Plains and The Glen?
Annual council rates for a house are $1,320 in Brumby Plains (Kyogle rates (OLG) and $1,320 in The Glen (Kyogle rates (OLG). Water and sewerage adds $1,300 in Brumby Plains and $1,300 in The Glen. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Brumby Plains and The Glen?
Brumby Plains carries a flat regional driving allowance of $18,200, about 20,000 km of household driving a year, because it is more than 100 km from Sydney CBD. The Glen carries a flat regional driving allowance of $18,200, about 20,000 km of household driving a year, because it is more than 100 km from Sydney CBD. No daily public transport commute is assumed from either suburb, so both are costed by car.
What is the 10-year cost difference between Brumby Plains and The Glen?
At 3% annual cost growth, Brumby Plains costs a cumulative $263,325 and The Glen costs $259,313 over 10 years by car. The cumulative difference is $4,012 in favour of The Glen. Excludes purchase price, mortgage, and personal expenses.
Which of Brumby Plains and The Glen suits you better?
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Sources: Kyogle rates (OLG and Kyogle rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.