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Council rates: 2026-27 · Water & commute: 2025-26 · Sources: council websites, QUU, ATO, ABS

Brundee vs Numbaa: true annual running costs compared (2026)

Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks

Brundee and Numbaa are both Shoalhaven rates (OLG suburbs, sitting 123.6 km and 122.6 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.

The verdict
Brundee and Numbaa cost about the same to live in

The two sit within $0 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.

$0difference per year
$0over 10 years
council ratesbiggest cost driver
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →

Brundee

2540 · Shoalhaven rates (OLG · 123.6 km from CBD
$23,547
Total annual cost (driving)
Public transport total$8,347
School score6.2/10
Flood & fire riskIn report

Numbaa

2540 · Shoalhaven rates (OLG · 122.6 km from CBD
$23,547
Total annual cost (driving)
Public transport total$8,347
School score4.6/10
Flood & fire riskIn report

Annual cost breakdown

CategoryBrundeeNumbaaDifference
Council rates$1,547$1,547-
Water & sewerage$1,300$1,300-
Commute (driving)$17,600$17,600-
Commute (public transport)$2,400$2,400-
Home insurance$3,100$3,100-
Body corporate (unit)$1,800$1,800-
Total (driving)$23,547$23,547-
Total (public transport)$8,347$8,347-

Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).

Estimated electricity cost typical 2-person household
DwellingBrundeeNumbaaDifference
House$2,420$2,420-
Unit$1,920$1,920-

Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.

Cost breakdown chart

Annual cost breakdown — Brundee vs Numbaa (2026-27)

What the numbers show

Brundee and Numbaa cost within $0 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $0, making running cost a minor factor in the decision.

The biggest single gap is council rates at $0 per year.

On public transport the two suburbs cost almost the same, $8,347 and $8,347 a year, so the $0 driving gap nearly closes if you commute by public transport.

10-year cumulative cost projection

YearBrundee cumulativeNumbaa cumulativeDifference
Year 1$23,547$23,547$0
Year 3$72,781$72,781$0
Year 5$125,014$125,014$0
Year 10$269,940$269,940$0

Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.

Frequently asked questions

  1. Is Brundee or Numbaa cheaper to live in?

    Brundee is cheaper to run by car at $23,547 per year versus $23,547 for Numbaa, a difference of $0 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.

  2. What are council rates in Brundee and Numbaa?

    Annual council rates for a house are $1,547 in Brundee (Shoalhaven rates (OLG) and $1,547 in Numbaa (Shoalhaven rates (OLG). Water and sewerage adds $1,300 in Brundee and $1,300 in Numbaa. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.

  3. How does the commute cost compare between Brundee and Numbaa?

    Annual driving commute costs are $17,600 from Brundee and $17,600 from Numbaa to Sydney CBD (ATO 88c/km). Public transport costs $2,400 from Brundee and $2,400 from Numbaa.

  4. What is the 10-year cost difference between Brundee and Numbaa?

    At 3% annual cost growth, Brundee costs a cumulative $269,940 and Numbaa costs $269,940 over 10 years by car. The cumulative difference is $0 in favour of Brundee. Excludes purchase price, mortgage, and personal expenses.

Which of Brundee and Numbaa is best to actually live in?

You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.

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Related comparisons

Sources: Shoalhaven rates (OLG and Shoalhaven rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.