Bulimba vs Hawthorne: true annual running costs compared (2026)
Last updated July 2026 · council rates 2026-27 (QLD), ATO 91c/km, Translink fares, AER electricity benchmarks
Bulimba and Hawthorne are both Brisbane City Council suburbs, sitting 4.1 km and 3.4 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $171 a year of each other to run, so running cost is a minor factor here. The decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Bulimba
Hawthorne
Annual cost breakdown
| Category | Bulimba | Hawthorne | Difference |
|---|---|---|---|
| Council rates | $950 | $950 | - |
| Water & sewerage | $1,900 | $1,900 | - |
| Commute (driving) | $1,359 | $1,138 | +$221 |
| Commute (public transport) | $192 | $192 | - |
| Home insurance | $1,850 | $1,900 | -$50 |
| Body corporate (unit) | $3,200 | $3,500 | -$300 |
| Total (driving) | $6,059 | $5,888 | +$171 |
| Total (public transport) | $4,892 | $4,942 | -$50 |
Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Bulimba | Hawthorne | Difference |
|---|---|---|---|
| House | $2,135 | $2,135 | - |
| Unit | $1,776 | $1,776 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Bulimba vs Hawthorne (2026-27)
What the numbers show
Bulimba and Hawthorne cost within $171 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $1,961, making running cost a minor factor in the decision.
The biggest single gap is commute costs at $221 per year. Bulimba is 4.1 km from Brisbane CBD, which drives higher annual driving costs at the ATO rate of 91c/km.
On public transport the two suburbs cost almost the same, $4,892 and $4,942 a year, so the $171 driving gap nearly closes if you commute by public transport.
Where the difference actually comes from
- Council rates is identical at $950 a year.
- Water and sewerage is identical at $1,900 a year.
- Driving commute favours Hawthorne by $221 a year, $1,138 against $1,359.
- Building insurance favours Bulimba by $50 a year, $1,850 against $1,900.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
The catchment state school scores 9.1 in Bulimba against 7.9 in Hawthorne, on ACARA's ICSEA percentile scaled to ten.
10-year cumulative cost projection
| Year | Bulimba cumulative | Hawthorne cumulative | Difference |
|---|---|---|---|
| Year 1 | $6,059 | $5,888 | $171 |
| Year 3 | $18,728 | $18,199 | $529 |
| Year 5 | $32,168 | $31,260 | $908 |
| Year 10 | $69,460 | $67,499 | $1,961 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Bulimba or Hawthorne cheaper to live in?
Hawthorne is cheaper to run by car at $5,888 per year versus $6,059 for Bulimba, a difference of $171 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Bulimba and Hawthorne?
Annual council rates for a house are $950 in Bulimba (Brisbane City Council) and $950 in Hawthorne (Brisbane City Council). Water and sewerage adds $1,900 in Bulimba and $1,900 in Hawthorne. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Bulimba and Hawthorne?
Annual driving commute costs are $1,359 from Bulimba and $1,138 from Hawthorne to Brisbane CBD (ATO 91c/km). Public transport costs $192 from Bulimba and $192 from Hawthorne.
What is the 10-year cost difference between Bulimba and Hawthorne?
At 3% annual cost growth, Bulimba costs a cumulative $69,460 and Hawthorne costs $67,499 over 10 years by car. The cumulative difference is $1,961 in favour of Hawthorne. Excludes purchase price, mortgage, and personal expenses.
Which of Bulimba and Hawthorne is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Brisbane City Council and Brisbane City Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost AI insurance estimates. Data updated July 2026.