Bunburra vs Milford, true annual running costs compared 2026
Last updated July 2026 · council rates 2026-27 (QLD), ATO 91c/km, Translink fares, AER electricity benchmarks
Bunburra and Milford are both Scenic Rim Regional Council suburbs, sitting 30.8 km and 27.8 km from Beaudesert CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Milford runs $1,030 a year cheaper than Bunburra, driven mostly by home insurance. Over 10 years at 3% growth that gap compounds to about $11,807.
Over 10 years the gap between these two is about $11,800, about $23 a week, and most of it is the AI-estimated insurance line.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict → Personalise this comparison with your own commute, home type and loan →Bunburra
Milford
Annual cost breakdown
| Category | Bunburra | Milford | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $1,376 | $1,376 | - |
| Water & sewerage Official, 2026-27 | $1,900 | $1,900 | - |
| Commute (driving) Modelled, 2026-27 | $6,619 | $6,339 | +$280 |
| Commute (public transport) Modelled, 2026-27 | $6,619 | $6,339 | +$280 |
| Home insurance Estimated | $2,150 | $1,400 | +$750 |
| Body corporate (unit) Estimated | $1,400 | $1,500 | -$100 |
| Total (driving) | $12,045 | $11,015 | +$1,030 |
| Total (public transport) | $12,045 | $11,015 | +$1,030 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Bunburra | Milford | Difference |
|---|---|---|---|
| House | $2,135 | $2,135 | - |
| Unit | $1,776 | $1,776 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Bunburra vs Milford (2026-27)
What the numbers show
Bunburra and Milford differ by $1,030 a year by car, but $750 of that is the building insurance estimate rather than a published figure. On the sourced costs, council rates, water and the commute, the gap is $280, so neither suburb is named cheaper here.
The biggest single gap is home insurance at $750 per year.
On public transport the gap is $1,030 per year, $12,045 from Bunburra versus $11,015 from Milford.
Where the difference actually comes from
- Council rates is identical at $1,376 a year.
- Water and sewerage is identical at $1,900 a year.
- Driving commute favours Milford by $280 a year, $6,339 against $6,619.
- Building insurance favours Milford by $750 a year, $1,400 against $2,150.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
Fire risk is rated high in Bunburra against medium in Milford, which feeds the insurance estimate.
10-year cumulative cost projection
| Year | Bunburra cumulative | Milford cumulative | Difference |
|---|---|---|---|
| Year 1 | $12,045 | $11,015 | $1,030 |
| Year 3 | $37,230 | $34,046 | $3,184 |
| Year 5 | $63,949 | $58,480 | $5,469 |
| Year 10 | $138,082 | $126,275 | $11,807 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Bunburra or Milford cheaper to live in?
Neither is named cheaper. Bunburra runs $12,045 a year by car and Milford $11,015, but most of the $1,030 difference is the building insurance estimate rather than a published figure. On council rates, water and the commute, which are sourced, the gap is $280. Source: SuburbCost 2026 data.
What are council rates in Bunburra and Milford?
Annual council rates for a house are $1,376 in Bunburra (Scenic Rim Regional Council) and $1,376 in Milford (Scenic Rim Regional Council). Water and sewerage adds $1,900 in Bunburra and $1,900 in Milford. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Bunburra and Milford?
Annual driving commute costs are $6,619 from Bunburra and $6,339 from Milford to Beaudesert CBD (ATO 91c/km). No daily public transport commute is assumed from either suburb, so both are costed by car.
What is the 10-year cost difference between Bunburra and Milford?
At 3% annual cost growth, Bunburra costs a cumulative $138,082 and Milford costs $126,275 over 10 years by car. The cumulative difference is $11,807 in favour of Milford. Excludes purchase price, mortgage, and personal expenses.
Which of Bunburra and Milford suits you better?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Scenic Rim Regional Council and Scenic Rim Regional Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.