Bungabbee vs Naughtons Gap: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks
Bungabbee (Lismore rates (OLG) and Naughtons Gap (Richmond Valley rates (OLG) attract comparison from buyers considering suburbs across different council areas at similar distances from Sydney CBD (594.9 km and 591.2 km).
The two sit within $195 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Bungabbee
Naughtons Gap
Annual cost breakdown
| Category | Bungabbee | Naughtons Gap | Difference |
|---|---|---|---|
| Council rates | $1,534 | $1,329 | +$205 |
| Water & sewerage | $1,300 | $1,300 | - |
| Commute (driving) | $17,600 | $17,600 | - |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $2,000 | $2,400 | -$400 |
| Body corporate (unit) | $1,500 | $1,500 | - |
| Total (driving) | $22,434 | $22,629 | -$195 |
| Total (public transport) | $7,234 | $7,429 | -$195 |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Bungabbee | Naughtons Gap | Difference |
|---|---|---|---|
| House | $2,098 | $2,098 | - |
| Unit | $1,679 | $1,679 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Bungabbee vs Naughtons Gap (2026-27)
What the numbers show
Bungabbee and Naughtons Gap cost within $195 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $2,235, making running cost a minor factor in the decision.
The biggest single gap is home insurance at $400 per year.
On public transport the two suburbs cost almost the same, $7,234 and $7,429 a year, so the $195 driving gap nearly closes if you commute by public transport.
10-year cumulative cost projection
| Year | Bungabbee cumulative | Naughtons Gap cumulative | Difference |
|---|---|---|---|
| Year 1 | $22,434 | $22,629 | $195 |
| Year 3 | $69,341 | $69,944 | $603 |
| Year 5 | $119,105 | $120,140 | $1,035 |
| Year 10 | $257,181 | $259,416 | $2,235 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Bungabbee or Naughtons Gap cheaper to live in?
Bungabbee is cheaper to run by car at $22,434 per year versus $22,629 for Naughtons Gap, a difference of $195 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Bungabbee and Naughtons Gap?
Annual council rates for a house are $1,534 in Bungabbee (Lismore rates (OLG) and $1,329 in Naughtons Gap (Richmond Valley rates (OLG). Water and sewerage adds $1,300 in Bungabbee and $1,300 in Naughtons Gap. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Bungabbee and Naughtons Gap?
Annual driving commute costs are $17,600 from Bungabbee and $17,600 from Naughtons Gap to Sydney CBD (ATO 88c/km). Public transport costs $2,400 from Bungabbee and $2,400 from Naughtons Gap.
What is the 10-year cost difference between Bungabbee and Naughtons Gap?
At 3% annual cost growth, Bungabbee costs a cumulative $257,181 and Naughtons Gap costs $259,416 over 10 years by car. The cumulative difference is $2,235 in favour of Bungabbee. Excludes purchase price, mortgage, and personal expenses.
Which of Bungabbee and Naughtons Gap is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Lismore rates (OLG and Richmond Valley rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.