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Council rates: 2026-27 · Water: 2026-27 · Commute: ATO 2026-27 · Sources: council budgets, water utilities, ATO, ABS

Burleigh Heads vs Varsity Lakes, true annual running costs compared 2026

Last updated July 2026 · council rates 2026-27 (QLD), ATO 91c/km, Translink fares, AER electricity benchmarks

Burleigh Heads and Varsity Lakes are both City of Gold Coast suburbs, sitting 15.1 km and 12.8 km from Gold Coast CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.

The verdict
Varsity Lakes is the cheaper suburb to live in

Varsity Lakes runs $423 a year cheaper than Burleigh Heads, driven mostly by the commute. Over 10 years at 3% growth that gap compounds to about $4,849.

$423difference per year
$4,849over 10 years
the commutebiggest cost driver

Over 10 years, Varsity Lakes costs about $4,800 less to run than Burleigh Heads. That's about $9 a week.

Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict → Personalise this comparison with your own commute, home type and loan →

Burleigh Heads

4220 · City of Gold Coast · 15.1 km from CBD
$9,958
Total annual cost (driving)
Includes estimated insurance, excludes electricity
Public transport total$5,870
School score7.0/10
Flood & fire riskIn report

Varsity Lakes

4227 · City of Gold Coast · 12.8 km from CBD
$9,535
Total annual cost (driving)
Includes estimated insurance, excludes electricity
Public transport total$5,970
School score7.0/10
Flood & fire riskIn report

Annual cost breakdown

CategoryBurleigh HeadsVarsity LakesDifference
Council rates Official, 2026-27$1,359$1,359-
Water & sewerage Official, 2026-27$2,169$2,169-
Commute (driving) Modelled, 2026-27$4,280$3,757+$523
Commute (public transport) Modelled, 2026-27$192$192-
Home insurance Estimated$2,150$2,250-$100
Body corporate (unit) Estimated$3,200$2,800+$400
Total (driving)$9,958$9,535+$423
Total (public transport)$5,870$5,970-$100

Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: minimum residential general rate (QLD).

Estimated electricity cost typical 2-person household
DwellingBurleigh HeadsVarsity LakesDifference
House$2,135$2,135-
Unit$1,776$1,776-

Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.

Cost breakdown chart

Annual cost breakdown, Burleigh Heads vs Varsity Lakes (2026-27)

What the numbers show

Varsity Lakes costs $423 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $4,849 in favour of Varsity Lakes.

The biggest single gap is commute costs at $523 per year. Burleigh Heads is 15.1 km from Gold Coast CBD, which drives higher annual driving costs at the ATO rate of 91c/km.

On public transport the two suburbs cost almost the same, $5,870 and $5,970 a year, so the $423 driving gap nearly closes if you commute by public transport.

Where the difference actually comes from

Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.

Flood risk is rated high in Varsity Lakes against low in Burleigh Heads, which feeds the insurance estimate. Fire risk is rated high in Burleigh Heads against medium in Varsity Lakes, which feeds the insurance estimate.

10-year cumulative cost projection

YearBurleigh Heads cumulativeVarsity Lakes cumulativeDifference
Year 1$9,958$9,535$423
Year 3$30,779$29,472$1,307
Year 5$52,868$50,623$2,245
Year 10$114,157$109,308$4,849

Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.

Frequently asked questions

  1. Is Burleigh Heads or Varsity Lakes cheaper to live in?

    Varsity Lakes is cheaper to run by car at $9,535 per year versus $9,958 for Burleigh Heads, a difference of $423 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.

  2. What are council rates in Burleigh Heads and Varsity Lakes?

    Annual council rates for a house are $1,359 in Burleigh Heads (City of Gold Coast) and $1,359 in Varsity Lakes (City of Gold Coast). Water and sewerage adds $2,169 in Burleigh Heads and $2,169 in Varsity Lakes. Both figures are the minimum residential general rate; properties on higher land value pay more.

  3. How does the commute cost compare between Burleigh Heads and Varsity Lakes?

    Annual driving commute costs are $4,280 from Burleigh Heads and $3,757 from Varsity Lakes to Gold Coast CBD (ATO 91c/km). Public transport costs $192 from Burleigh Heads and $192 from Varsity Lakes.

  4. What is the 10-year cost difference between Burleigh Heads and Varsity Lakes?

    At 3% annual cost growth, Burleigh Heads costs a cumulative $114,157 and Varsity Lakes costs $109,308 over 10 years by car. The cumulative difference is $4,849 in favour of Varsity Lakes. Excludes purchase price, mortgage, and personal expenses.

Which of Burleigh Heads and Varsity Lakes suits you better?

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Sources: City of Gold Coast and City of Gold Coast rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.