Butterwick vs Woodville: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks
Butterwick and Woodville are both Port Stephens rates (OLG suburbs, sitting 33.3 km and 33.8 km from Newcastle CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $28 a year of each other to run, so running cost is a minor factor here. The decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Butterwick
Woodville
Annual cost breakdown
| Category | Butterwick | Woodville | Difference |
|---|---|---|---|
| Council rates | $1,415 | $1,415 | - |
| Water & sewerage | $1,377 | $1,377 | - |
| Commute (driving) | $6,793 | $6,821 | -$28 |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $3,100 | $3,100 | - |
| Body corporate (unit) | $1,800 | $1,800 | - |
| Total (driving) | $12,685 | $12,713 | -$28 |
| Total (public transport) | $8,292 | $8,292 | - |
Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Butterwick | Woodville | Difference |
|---|---|---|---|
| House | $2,342 | $2,342 | - |
| Unit | $1,909 | $1,909 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Butterwick vs Woodville (2026-27)
What the numbers show
Butterwick and Woodville cost within $28 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $321, making running cost a minor factor in the decision.
The biggest single gap is commute costs at $28 per year. Woodville is 33.8 km from Newcastle CBD, which drives higher annual driving costs at the ATO rate of 91c/km.
On public transport the two suburbs cost almost the same, $8,292 and $8,292 a year, so the $28 driving gap nearly closes if you commute by public transport.
Where the difference actually comes from
- Council rates is identical at $1,415 a year.
- Water and sewerage is identical at $1,377 a year.
- Driving commute favours Butterwick by $28 a year, $6,793 against $6,821.
- Building insurance is identical at $3,100 a year.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance.
10-year cumulative cost projection
| Year | Butterwick cumulative | Woodville cumulative | Difference |
|---|---|---|---|
| Year 1 | $12,685 | $12,713 | $28 |
| Year 3 | $39,208 | $39,295 | $87 |
| Year 5 | $67,346 | $67,495 | $149 |
| Year 10 | $145,419 | $145,740 | $321 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Butterwick or Woodville cheaper to live in?
Butterwick is cheaper to run by car at $12,685 per year versus $12,713 for Woodville, a difference of $28 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Butterwick and Woodville?
Annual council rates for a house are $1,415 in Butterwick (Port Stephens rates (OLG) and $1,415 in Woodville (Port Stephens rates (OLG). Water and sewerage adds $1,377 in Butterwick and $1,377 in Woodville. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Butterwick and Woodville?
Annual driving commute costs are $6,793 from Butterwick and $6,821 from Woodville to Newcastle CBD (ATO 91c/km). Public transport costs $2,400 from Butterwick and $2,400 from Woodville.
What is the 10-year cost difference between Butterwick and Woodville?
At 3% annual cost growth, Butterwick costs a cumulative $145,419 and Woodville costs $145,740 over 10 years by car. The cumulative difference is $321 in favour of Butterwick. Excludes purchase price, mortgage, and personal expenses.
Which of Butterwick and Woodville is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
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Sources: Port Stephens rates (OLG and Port Stephens rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost AI insurance estimates. Data updated July 2026.