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Council rates: 2026-27 · Water & commute: 2025-26 · Sources: council websites, QUU, ATO, ABS

Camberwell vs Glennies Creek: true annual running costs compared (2026)

Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks

Camberwell and Glennies Creek are both Singleton rates (OLG suburbs, sitting 154.7 km and 156 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.

The verdict
Camberwell and Glennies Creek cost about the same to live in

The two sit within $0 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.

$0difference per year
$0over 10 years
council ratesbiggest cost driver
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →

Camberwell

2330 · Singleton rates (OLG · 154.7 km from CBD
$22,241
Total annual cost (driving)
Public transport total$7,041
School score4.0/10
Flood & fire riskIn report

Glennies Creek

2330 · Singleton rates (OLG · 156 km from CBD
$22,241
Total annual cost (driving)
Public transport total$7,041
School score3.8/10
Flood & fire riskIn report

Annual cost breakdown

CategoryCamberwellGlennies CreekDifference
Council rates$1,341$1,341-
Water & sewerage$1,300$1,300-
Commute (driving)$17,600$17,600-
Commute (public transport)$2,400$2,400-
Home insurance$2,000$2,000-
Body corporate (unit)$1,800$1,800-
Total (driving)$22,241$22,241-
Total (public transport)$7,041$7,041-

Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).

Estimated electricity cost typical 2-person household
DwellingCamberwellGlennies CreekDifference
House$2,420$2,420-
Unit$1,920$1,920-

Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.

Cost breakdown chart

Annual cost breakdown — Camberwell vs Glennies Creek (2026-27)

What the numbers show

Camberwell and Glennies Creek cost within $0 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $0, making running cost a minor factor in the decision.

The biggest single gap is council rates at $0 per year.

On public transport the two suburbs cost almost the same, $7,041 and $7,041 a year, so the $0 driving gap nearly closes if you commute by public transport.

10-year cumulative cost projection

YearCamberwell cumulativeGlennies Creek cumulativeDifference
Year 1$22,241$22,241$0
Year 3$68,745$68,745$0
Year 5$118,080$118,080$0
Year 10$254,968$254,968$0

Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.

Frequently asked questions

  1. Is Camberwell or Glennies Creek cheaper to live in?

    Camberwell is cheaper to run by car at $22,241 per year versus $22,241 for Glennies Creek, a difference of $0 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.

  2. What are council rates in Camberwell and Glennies Creek?

    Annual council rates for a house are $1,341 in Camberwell (Singleton rates (OLG) and $1,341 in Glennies Creek (Singleton rates (OLG). Water and sewerage adds $1,300 in Camberwell and $1,300 in Glennies Creek. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.

  3. How does the commute cost compare between Camberwell and Glennies Creek?

    Annual driving commute costs are $17,600 from Camberwell and $17,600 from Glennies Creek to Sydney CBD (ATO 88c/km). Public transport costs $2,400 from Camberwell and $2,400 from Glennies Creek.

  4. What is the 10-year cost difference between Camberwell and Glennies Creek?

    At 3% annual cost growth, Camberwell costs a cumulative $254,968 and Glennies Creek costs $254,968 over 10 years by car. The cumulative difference is $0 in favour of Camberwell. Excludes purchase price, mortgage, and personal expenses.

Which of Camberwell and Glennies Creek is best to actually live in?

You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.

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Related comparisons

Sources: Singleton rates (OLG and Singleton rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.