Camboon vs Pyangle: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks
Camboon and Pyangle are both Mid-Western Regional rates (OLG suburbs, sitting 176.6 km and 180.7 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Camboon runs $400 a year cheaper than Pyangle, driven mostly by home insurance. Over 10 years at 3% growth that gap compounds to about $4,585.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Camboon
Pyangle
Annual cost breakdown
| Category | Camboon | Pyangle | Difference |
|---|---|---|---|
| Council rates | $1,122 | $1,122 | - |
| Water & sewerage | $1,300 | $1,300 | - |
| Commute (driving) | $17,600 | $17,600 | - |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $2,000 | $2,400 | -$400 |
| Body corporate (unit) | $1,800 | $1,800 | - |
| Total (driving) | $22,022 | $22,422 | -$400 |
| Total (public transport) | $6,822 | $7,222 | -$400 |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Camboon | Pyangle | Difference |
|---|---|---|---|
| House | $2,420 | $2,420 | - |
| Unit | $1,920 | $1,920 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Camboon vs Pyangle (2026-27)
What the numbers show
Camboon costs $400 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $4,585 in favour of Camboon.
The biggest single gap is home insurance at $400 per year.
On public transport the gap is $400 per year, $6,822 from Camboon versus $7,222 from Pyangle.
10-year cumulative cost projection
| Year | Camboon cumulative | Pyangle cumulative | Difference |
|---|---|---|---|
| Year 1 | $22,022 | $22,422 | $400 |
| Year 3 | $68,068 | $69,304 | $1,236 |
| Year 5 | $116,918 | $119,041 | $2,123 |
| Year 10 | $252,458 | $257,043 | $4,585 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Camboon or Pyangle cheaper to live in?
Camboon is cheaper to run by car at $22,022 per year versus $22,422 for Pyangle, a difference of $400 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Camboon and Pyangle?
Annual council rates for a house are $1,122 in Camboon (Mid-Western Regional rates (OLG) and $1,122 in Pyangle (Mid-Western Regional rates (OLG). Water and sewerage adds $1,300 in Camboon and $1,300 in Pyangle. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Camboon and Pyangle?
Annual driving commute costs are $17,600 from Camboon and $17,600 from Pyangle to Sydney CBD (ATO 88c/km). Public transport costs $2,400 from Camboon and $2,400 from Pyangle.
What is the 10-year cost difference between Camboon and Pyangle?
At 3% annual cost growth, Camboon costs a cumulative $252,458 and Pyangle costs $257,043 over 10 years by car. The cumulative difference is $4,585 in favour of Camboon. Excludes purchase price, mortgage, and personal expenses.
Which of Camboon and Pyangle is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Mid-Western Regional rates (OLG and Mid-Western Regional rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.