Camp Hill vs Holland Park, true annual running costs compared 2026
Last updated July 2026 · council rates 2026-27 (QLD), ATO 91c/km, Translink fares, AER electricity benchmarks
Camp Hill and Holland Park are both Brisbane City Council suburbs, sitting 6 km and 7 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Camp Hill runs $343 a year cheaper than Holland Park, driven mostly by the commute. Over 10 years at 3% growth that gap compounds to about $3,932.
Over 10 years, Camp Hill costs about $3,900 less to run than Holland Park. That's about $8 a week.
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Holland Park
Annual cost breakdown
| Category | Camp Hill | Holland Park | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $950 | $950 | - |
| Water & sewerage Official, 2026-27 | $1,900 | $1,900 | - |
| Commute (driving) Modelled, 2026-27 | $1,939 | $2,232 | -$293 |
| Commute (public transport) Modelled, 2026-27 | $192 | $192 | - |
| Home insurance Estimated | $2,150 | $2,200 | -$50 |
| Body corporate (unit) Estimated | $3,200 | $2,800 | +$400 |
| Total (driving) | $6,939 | $7,282 | -$343 |
| Total (public transport) | $5,192 | $5,242 | -$50 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Camp Hill | Holland Park | Difference |
|---|---|---|---|
| House | $2,135 | $2,135 | - |
| Unit | $1,776 | $1,776 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Camp Hill vs Holland Park (2026-27)
What the numbers show
Camp Hill costs $343 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $3,932 in favour of Camp Hill.
The biggest single gap is commute costs at $293 per year. Holland Park is 7 km from Brisbane CBD, which drives higher annual driving costs at the ATO rate of 91c/km.
On public transport the two suburbs cost almost the same, $5,192 and $5,242 a year, so the $343 driving gap nearly closes if you commute by public transport.
Where the difference actually comes from
- Council rates is identical at $950 a year.
- Water and sewerage is identical at $1,900 a year.
- Driving commute favours Camp Hill by $293 a year, $1,939 against $2,232.
- Building insurance favours Camp Hill by $50 a year, $2,150 against $2,200.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
Fire risk is rated high in Camp Hill against medium in Holland Park, which feeds the insurance estimate. The catchment state school scores 9.3 in Camp Hill against 5.2 in Holland Park, on ACARA's ICSEA percentile scaled to ten.
10-year cumulative cost projection
| Year | Camp Hill cumulative | Holland Park cumulative | Difference |
|---|---|---|---|
| Year 1 | $6,939 | $7,282 | $343 |
| Year 3 | $21,448 | $22,508 | $1,060 |
| Year 5 | $36,840 | $38,661 | $1,821 |
| Year 10 | $79,548 | $83,480 | $3,932 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Camp Hill or Holland Park cheaper to live in?
Camp Hill is cheaper to run by car at $6,939 per year versus $7,282 for Holland Park, a difference of $343 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Camp Hill and Holland Park?
Annual council rates for a house are $950 in Camp Hill (Brisbane City Council) and $950 in Holland Park (Brisbane City Council). Water and sewerage adds $1,900 in Camp Hill and $1,900 in Holland Park. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Camp Hill and Holland Park?
Annual driving commute costs are $1,939 from Camp Hill and $2,232 from Holland Park to Brisbane CBD (ATO 91c/km). Public transport costs $192 from Camp Hill and $192 from Holland Park.
What is the 10-year cost difference between Camp Hill and Holland Park?
At 3% annual cost growth, Camp Hill costs a cumulative $79,548 and Holland Park costs $83,480 over 10 years by car. The cumulative difference is $3,932 in favour of Camp Hill. Excludes purchase price, mortgage, and personal expenses.
Which of Camp Hill and Holland Park suits you better?
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Sources: Brisbane City Council and Brisbane City Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.