Camp Hill vs Holland Park: true annual running costs compared (2026)
Camp Hill and Holland Park are both Brisbane City Council suburbs, sitting 6 km and 7 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Camp Hill
Holland Park
Annual cost breakdown
| Category | Camp Hill | Holland Park | Difference |
|---|---|---|---|
| Council rates | $1,519 | $1,519 | - |
| Water & sewerage | $1,824 | $1,824 | - |
| Commute (driving) | $507 | $591 | -$84 |
| Commute (public transport) | $192 | $192 | - |
| Home insurance | $2,800 | $2,000 | +$800 |
| Body corporate (unit) | $3,200 | $2,800 | +$400 |
| Total (driving) | $6,650 | $5,934 | +$716 |
| Total (public transport) | $6,335 | $5,535 | +$800 |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary.
Cost breakdown chart
Annual cost breakdown — Camp Hill vs Holland Park (2025-26)
What the numbers show
Holland Park costs $716 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $8,208 in favour of Holland Park.
The biggest single gap is home insurance at $800 per year.
On public transport the gap shifts to $800 per year. Both suburbs pay a flat PT fare, so the difference in total PT cost reflects council rates and insurance rather than commute distance.
10-year cumulative cost projection
| Year | Camp Hill cumulative | Holland Park cumulative | Difference |
|---|---|---|---|
| Year 1 | $6,650 | $5,934 | $716 |
| Year 3 | $20,554 | $18,341 | $2,213 |
| Year 5 | $35,306 | $31,504 | $3,802 |
| Year 10 | $76,235 | $68,027 | $8,208 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Camp Hill or Holland Park cheaper to live in?
Holland Park is cheaper to run by car at $5,934 per year versus $6,650 for Camp Hill — a difference of $716 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2025-26 data.
What are council rates in Camp Hill and Holland Park?
Annual council rates for a house are $1,519 in Camp Hill (Brisbane City Council 2025-26) and $1,519 in Holland Park (Brisbane City Council 2025-26). Water and sewerage adds $1,824 in Camp Hill and $1,824 in Holland Park.
How does the commute cost compare between Camp Hill and Holland Park?
Annual driving commute costs are $507 from Camp Hill and $591 from Holland Park to Brisbane CBD (ATO 88c/km, 220 working days). Public transport costs $192 from Camp Hill and $192 from Holland Park.
What is the 10-year cost difference between Camp Hill and Holland Park?
At 3% annual cost growth, Camp Hill costs a cumulative $76,235 and Holland Park costs $68,027 over 10 years by car. The cumulative difference is $8,208 in favour of Holland Park. Excludes purchase price, mortgage, and personal expenses.
Compare Camp Hill and Holland Park in the tool
The SuburbCost comparison tool shows the full annual cost breakdown for both suburbs side by side. Toggle between driving and public transport to see which suburb comes out ahead for your commuting pattern.
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Sources: Brisbane City Council and Brisbane City Council rate schedules 2025-26, Queensland Urban Utilities / Unitywater 2025-26, ATO 88c/km, SuburbCost AI insurance estimates. Data updated July 2025.