Camp Hill vs Holland Park: true annual running costs compared (2026)
Last updated July 2026 · council rates 2026-27 (QLD), ATO 91c/km, Translink fares, AER electricity benchmarks
Camp Hill and Holland Park are both Brisbane City Council suburbs, sitting 6 km and 7 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Holland Park runs $507 a year cheaper than Camp Hill, driven mostly by home insurance. Over 10 years at 3% growth that gap compounds to about $5,812.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Camp Hill
Holland Park
Annual cost breakdown
| Category | Camp Hill | Holland Park | Difference |
|---|---|---|---|
| Council rates | $950 | $950 | - |
| Water & sewerage | $1,900 | $1,900 | - |
| Commute (driving) | $1,939 | $2,232 | -$293 |
| Commute (public transport) | $192 | $192 | - |
| Home insurance | $2,800 | $2,000 | +$800 |
| Body corporate (unit) | $3,200 | $2,800 | +$400 |
| Total (driving) | $7,589 | $7,082 | +$507 |
| Total (public transport) | $5,842 | $5,042 | +$800 |
Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Camp Hill | Holland Park | Difference |
|---|---|---|---|
| House | $2,135 | $2,135 | - |
| Unit | $1,776 | $1,776 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Camp Hill vs Holland Park (2026-27)
What the numbers show
Holland Park costs $507 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $5,812 in favour of Holland Park.
The biggest single gap is home insurance at $800 per year.
On public transport the gap is $800 per year, $5,842 from Camp Hill versus $5,042 from Holland Park.
Where the difference actually comes from
- Council rates is identical at $950 a year.
- Water and sewerage is identical at $1,900 a year.
- Driving commute favours Camp Hill by $293 a year, $1,939 against $2,232.
- Building insurance favours Holland Park by $800 a year, $2,000 against $2,800.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
Fire risk is rated high in Camp Hill against medium in Holland Park, which feeds the insurance estimate. The catchment state school scores 9.3 in Camp Hill against 5.2 in Holland Park, on ACARA's ICSEA percentile scaled to ten.
10-year cumulative cost projection
| Year | Camp Hill cumulative | Holland Park cumulative | Difference |
|---|---|---|---|
| Year 1 | $7,589 | $7,082 | $507 |
| Year 3 | $23,457 | $21,890 | $1,567 |
| Year 5 | $40,291 | $37,599 | $2,692 |
| Year 10 | $86,999 | $81,187 | $5,812 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Camp Hill or Holland Park cheaper to live in?
Holland Park is cheaper to run by car at $7,082 per year versus $7,589 for Camp Hill, a difference of $507 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Camp Hill and Holland Park?
Annual council rates for a house are $950 in Camp Hill (Brisbane City Council) and $950 in Holland Park (Brisbane City Council). Water and sewerage adds $1,900 in Camp Hill and $1,900 in Holland Park. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Camp Hill and Holland Park?
Annual driving commute costs are $1,939 from Camp Hill and $2,232 from Holland Park to Brisbane CBD (ATO 91c/km). Public transport costs $192 from Camp Hill and $192 from Holland Park.
What is the 10-year cost difference between Camp Hill and Holland Park?
At 3% annual cost growth, Camp Hill costs a cumulative $86,999 and Holland Park costs $81,187 over 10 years by car. The cumulative difference is $5,812 in favour of Holland Park. Excludes purchase price, mortgage, and personal expenses.
Which of Camp Hill and Holland Park is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
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Sources: Brisbane City Council and Brisbane City Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost AI insurance estimates. Data updated July 2026.