Canoelands vs Singletons Mill: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks
Canoelands and Singletons Mill are both Hornsby rates (OLG suburbs, sitting 42.3 km and 46.5 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $156 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Canoelands
Singletons Mill
Annual cost breakdown
| Category | Canoelands | Singletons Mill | Difference |
|---|---|---|---|
| Council rates | $1,541 | $1,541 | - |
| Water & sewerage | $1,548 | $1,548 | - |
| Commute (driving) | $6,736 | $6,580 | +$156 |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $3,650 | $3,650 | - |
| Body corporate (unit) | $2,100 | $2,100 | - |
| Total (driving) | $13,475 | $13,319 | +$156 |
| Total (public transport) | $9,139 | $9,139 | - |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Canoelands | Singletons Mill | Difference |
|---|---|---|---|
| House | $2,420 | $2,420 | - |
| Unit | $1,920 | $1,920 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Canoelands vs Singletons Mill (2026-27)
What the numbers show
Canoelands and Singletons Mill cost within $156 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $1,789, making running cost a minor factor in the decision.
The biggest single gap is commute costs at $156 per year. Singletons Mill is 46.5 km from Sydney CBD, which drives higher annual driving costs at the ATO rate of 88c/km.
On public transport the two suburbs cost almost the same, $9,139 and $9,139 a year, so the $156 driving gap nearly closes if you commute by public transport.
10-year cumulative cost projection
| Year | Canoelands cumulative | Singletons Mill cumulative | Difference |
|---|---|---|---|
| Year 1 | $13,475 | $13,319 | $156 |
| Year 3 | $41,650 | $41,168 | $482 |
| Year 5 | $71,541 | $70,712 | $829 |
| Year 10 | $154,476 | $152,687 | $1,789 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Canoelands or Singletons Mill cheaper to live in?
Singletons Mill is cheaper to run by car at $13,319 per year versus $13,475 for Canoelands, a difference of $156 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Canoelands and Singletons Mill?
Annual council rates for a house are $1,541 in Canoelands (Hornsby rates (OLG) and $1,541 in Singletons Mill (Hornsby rates (OLG). Water and sewerage adds $1,548 in Canoelands and $1,548 in Singletons Mill. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Canoelands and Singletons Mill?
Annual driving commute costs are $6,736 from Canoelands and $6,580 from Singletons Mill to Sydney CBD (ATO 88c/km). Public transport costs $2,400 from Canoelands and $2,400 from Singletons Mill.
What is the 10-year cost difference between Canoelands and Singletons Mill?
At 3% annual cost growth, Canoelands costs a cumulative $154,476 and Singletons Mill costs $152,687 over 10 years by car. The cumulative difference is $1,789 in favour of Singletons Mill. Excludes purchase price, mortgage, and personal expenses.
Which of Canoelands and Singletons Mill is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
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Sources: Hornsby rates (OLG and Hornsby rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.