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Council rates: 2026-27 · Water: 2026-27 · Commute: ATO 2026-27 · Sources: council budgets, water utilities, ATO, ABS

Carole Park vs Ellen Grove, true annual running costs compared 2026

Last updated July 2026 · council rates 2026-27 (QLD), ATO 91c/km, Translink fares, AER electricity benchmarks

Carole Park (Ipswich City Council) and Ellen Grove (Brisbane City Council) attract comparison from buyers considering suburbs across different council areas at similar distances from Brisbane CBD (19.3 km and 18.1 km).

The verdict
Ellen Grove is the cheaper suburb to live in

Ellen Grove runs $521 a year cheaper than Carole Park, driven mostly by council rates. Over 10 years at 3% growth that gap compounds to about $5,972.

$521difference per year
$5,972over 10 years
council ratesbiggest cost driver

Over 10 years, Ellen Grove costs about $6,000 less to run than Carole Park. That's about $11 a week.

Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict → Personalise this comparison with your own commute, home type and loan → Neither quite right? Find the Brisbane suburbs that fit your budget →

Carole Park

4300 · Ipswich City Council · 19.3 km from CBD
$10,415
Total annual cost (driving)
Includes estimated insurance, excludes electricity
Public transport total$5,490
School score5.6/10
Flood & fire riskIn report

Ellen Grove

4078 · Brisbane City Council · 18.1 km from CBD
$9,894
Total annual cost (driving)
Includes estimated insurance, excludes electricity
Public transport total$5,192
School score3.6/10
Flood & fire riskIn report

Annual cost breakdown

CategoryCarole ParkEllen GroveDifference
Council rates Official, 2026-27$1,298$950+$348
Water & sewerage Official, 2026-27$1,900$1,900-
Commute (driving) Modelled, 2026-27$5,117$4,894+$223
Commute (public transport) Modelled, 2026-27$192$192-
Home insurance Estimated$2,100$2,150-$50
Body corporate (unit) Estimated$2,000$2,500-$500
Total (driving)$10,415$9,894+$521
Total (public transport)$5,490$5,192+$298

Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: minimum residential general rate (QLD).

Estimated electricity cost typical 2-person household
DwellingCarole ParkEllen GroveDifference
House$2,135$2,135-
Unit$1,776$1,776-

Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.

Cost breakdown chart

Annual cost breakdown, Carole Park vs Ellen Grove (2026-27)

What the numbers show

Ellen Grove costs $521 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $5,972 in favour of Ellen Grove.

The biggest single gap is council rates at $348 per year.

On public transport the gap is $298 per year, $5,490 from Carole Park versus $5,192 from Ellen Grove.

Where the difference actually comes from

They sit in different council areas, so the rates line is set by two different councils. For QLD that figure is the minimum residential general rate for an owner-occupied principal place of residence, a floor rather than a typical bill.

The catchment state school scores 5.6 in Carole Park against 3.6 in Ellen Grove, on ACARA's ICSEA percentile scaled to ten.

10-year cumulative cost projection

YearCarole Park cumulativeEllen Grove cumulativeDifference
Year 1$10,415$9,894$521
Year 3$32,192$30,581$1,611
Year 5$55,295$52,529$2,766
Year 10$119,396$113,424$5,972

Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.

Frequently asked questions

  1. Is Carole Park or Ellen Grove cheaper to live in?

    Ellen Grove is cheaper to run by car at $9,894 per year versus $10,415 for Carole Park, a difference of $521 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.

  2. What are council rates in Carole Park and Ellen Grove?

    Annual council rates for a house are $1,298 in Carole Park (Ipswich City Council) and $950 in Ellen Grove (Brisbane City Council). Water and sewerage adds $1,900 in Carole Park and $1,900 in Ellen Grove. Both figures are the minimum residential general rate; properties on higher land value pay more.

  3. How does the commute cost compare between Carole Park and Ellen Grove?

    Annual driving commute costs are $5,117 from Carole Park and $4,894 from Ellen Grove to Brisbane CBD (ATO 91c/km). Public transport costs $192 from Carole Park and $192 from Ellen Grove.

  4. What is the 10-year cost difference between Carole Park and Ellen Grove?

    At 3% annual cost growth, Carole Park costs a cumulative $119,396 and Ellen Grove costs $113,424 over 10 years by car. The cumulative difference is $5,972 in favour of Ellen Grove. Excludes purchase price, mortgage, and personal expenses.

Which of Carole Park and Ellen Grove suits you better?

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Related comparisons

Sources: Ipswich City Council and Brisbane City Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.