Carrington vs Harristown: true annual running costs compared (2026)
Last updated July 2026 · council rates 2026-27 (QLD), ATO 88c/km, Translink fares, AER electricity benchmarks
Carrington and Harristown are both Toowoomba Regional Council suburbs, sitting 5.5 km and 3.1 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Harristown runs $824 a year cheaper than Carrington, driven mostly by the commute. Over 10 years at 3% growth that gap compounds to about $9,446.
Over 10 years, Harristown costs about $9,400 less to run than Carrington — the same as paying $9,400 less for the home. It's the cost no listing shows you.
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Harristown
Annual cost breakdown
| Category | Carrington | Harristown | Difference |
|---|---|---|---|
| Council rates | $1,444 | $1,444 | - |
| Water & sewerage | $2,188 | $2,188 | - |
| Commute (driving) | $1,731 | $1,007 | +$724 |
| Commute (public transport) | $192 | $192 | - |
| Home insurance | $1,900 | $1,800 | +$100 |
| Body corporate (unit) | $1,800 | $1,800 | - |
| Total (driving) | $7,263 | $6,439 | +$824 |
| Total (public transport) | $5,724 | $5,624 | +$100 |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Carrington | Harristown | Difference |
|---|---|---|---|
| House | $2,115 | $2,115 | - |
| Unit | $1,696 | $1,696 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Carrington vs Harristown (2026-27)
What the numbers show
Harristown costs $824 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $9,446 in favour of Harristown.
The biggest single gap is commute costs at $724 per year. Carrington is 5.5 km from Brisbane CBD, which drives higher annual driving costs at the ATO rate of 88c/km.
On public transport the two suburbs cost almost the same, $5,724 and $5,624 a year, so the $824 driving gap nearly closes if you commute by public transport.
10-year cumulative cost projection
| Year | Carrington cumulative | Harristown cumulative | Difference |
|---|---|---|---|
| Year 1 | $7,263 | $6,439 | $824 |
| Year 3 | $22,449 | $19,902 | $2,547 |
| Year 5 | $38,560 | $34,186 | $4,374 |
| Year 10 | $83,262 | $73,816 | $9,446 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Carrington or Harristown cheaper to live in?
Harristown is cheaper to run by car at $6,439 per year versus $7,263 for Carrington, a difference of $824 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Carrington and Harristown?
Annual council rates for a house are $1,444 in Carrington (Toowoomba Regional Council) and $1,444 in Harristown (Toowoomba Regional Council). Water and sewerage adds $2,188 in Carrington and $2,188 in Harristown. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Carrington and Harristown?
Annual driving commute costs are $1,731 from Carrington and $1,007 from Harristown to Brisbane CBD (ATO 88c/km). Public transport costs $192 from Carrington and $192 from Harristown.
What is the 10-year cost difference between Carrington and Harristown?
At 3% annual cost growth, Carrington costs a cumulative $83,262 and Harristown costs $73,816 over 10 years by car. The cumulative difference is $9,446 in favour of Harristown. Excludes purchase price, mortgage, and personal expenses.
Which of Carrington and Harristown is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
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Sources: Toowoomba Regional Council and Toowoomba Regional Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.