Cedar Creek vs Kunghur: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks
Cedar Creek and Kunghur are both Tweed rates (OLG suburbs, sitting 636.3 km and 631.4 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $0 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.
Cedar Creek
Kunghur
Annual cost breakdown
| Category | Cedar Creek | Kunghur | Difference |
|---|---|---|---|
| Council rates | $1,799 | $1,799 | - |
| Water & sewerage | $1,300 | $1,300 | - |
| Commute (driving) | $17,600 | $17,600 | - |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $2,000 | $2,000 | - |
| Body corporate (unit) | $1,500 | $1,500 | - |
| Total (driving) | $22,699 | $22,699 | - |
| Total (public transport) | $7,499 | $7,499 | - |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Cedar Creek | Kunghur | Difference |
|---|---|---|---|
| House | $2,098 | $2,098 | - |
| Unit | $1,679 | $1,679 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Cedar Creek vs Kunghur (2026-27)
What the numbers show
Cedar Creek and Kunghur cost within $0 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $0, making running cost a minor factor in the decision.
The biggest single gap is council rates at $0 per year.
On public transport the two suburbs cost almost the same, $7,499 and $7,499 a year, so the $0 driving gap nearly closes if you commute by public transport.
10-year cumulative cost projection
| Year | Cedar Creek cumulative | Kunghur cumulative | Difference |
|---|---|---|---|
| Year 1 | $22,699 | $22,699 | $0 |
| Year 3 | $70,160 | $70,160 | $0 |
| Year 5 | $120,512 | $120,512 | $0 |
| Year 10 | $260,219 | $260,219 | $0 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Cedar Creek or Kunghur cheaper to live in?
Cedar Creek is cheaper to run by car at $22,699 per year versus $22,699 for Kunghur, a difference of $0 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Cedar Creek and Kunghur?
Annual council rates for a house are $1,799 in Cedar Creek (Tweed rates (OLG) and $1,799 in Kunghur (Tweed rates (OLG). Water and sewerage adds $1,300 in Cedar Creek and $1,300 in Kunghur. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Cedar Creek and Kunghur?
Annual driving commute costs are $17,600 from Cedar Creek and $17,600 from Kunghur to Sydney CBD (ATO 88c/km). Public transport costs $2,400 from Cedar Creek and $2,400 from Kunghur.
What is the 10-year cost difference between Cedar Creek and Kunghur?
At 3% annual cost growth, Cedar Creek costs a cumulative $260,219 and Kunghur costs $260,219 over 10 years by car. The cumulative difference is $0 in favour of Cedar Creek. Excludes purchase price, mortgage, and personal expenses.
Which of Cedar Creek and Kunghur is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Tweed rates (OLG and Tweed rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.