Chinghee Creek vs Mount Gipps, true annual running costs compared 2026
Last updated July 2026 · council rates 2026-27 (QLD), ATO 91c/km, Translink fares, AER electricity benchmarks
Chinghee Creek and Mount Gipps are both Scenic Rim Regional Council suburbs, sitting 33.1 km and 37 km from Beaudesert CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $168 a year of each other to run, so running cost is a minor factor here. The decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years, Chinghee Creek costs about $1,900 less to run than Mount Gipps. That's about $4 a week.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict → Personalise this comparison with your own commute, home type and loan →Chinghee Creek
Mount Gipps
Annual cost breakdown
| Category | Chinghee Creek | Mount Gipps | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $1,376 | $1,376 | - |
| Water & sewerage Official, 2026-27 | $1,900 | $1,900 | - |
| Commute (driving) Modelled, 2026-27 | $6,781 | $6,949 | -$168 |
| Commute (public transport) Modelled, 2026-27 | $6,781 | $6,949 | -$168 |
| Home insurance Estimated | $2,150 | $2,150 | - |
| Body corporate (unit) Estimated | $1,500 | $1,400 | +$100 |
| Total (driving) | $12,207 | $12,375 | -$168 |
| Total (public transport) | $12,207 | $12,375 | -$168 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Chinghee Creek | Mount Gipps | Difference |
|---|---|---|---|
| House | $2,135 | $2,135 | - |
| Unit | $1,776 | $1,776 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Chinghee Creek vs Mount Gipps (2026-27)
What the numbers show
Chinghee Creek and Mount Gipps cost within $168 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $1,926, making running cost a minor factor in the decision.
The biggest single gap is commute costs at $168 per year. Mount Gipps is 37 km from Beaudesert CBD, which drives higher annual driving costs at the ATO rate of 91c/km.
On public transport the two suburbs cost almost the same, $12,207 and $12,375 a year, so the $168 driving gap nearly closes if you commute by public transport.
Where the difference actually comes from
- Council rates is identical at $1,376 a year.
- Water and sewerage is identical at $1,900 a year.
- Driving commute favours Chinghee Creek by $168 a year, $6,781 against $6,949.
- Building insurance is identical at $2,150 a year.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance.
10-year cumulative cost projection
| Year | Chinghee Creek cumulative | Mount Gipps cumulative | Difference |
|---|---|---|---|
| Year 1 | $12,207 | $12,375 | $168 |
| Year 3 | $37,731 | $38,250 | $519 |
| Year 5 | $64,809 | $65,701 | $892 |
| Year 10 | $139,940 | $141,866 | $1,926 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Chinghee Creek or Mount Gipps cheaper to live in?
Chinghee Creek is cheaper to run by car at $12,207 per year versus $12,375 for Mount Gipps, a difference of $168 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Chinghee Creek and Mount Gipps?
Annual council rates for a house are $1,376 in Chinghee Creek (Scenic Rim Regional Council) and $1,376 in Mount Gipps (Scenic Rim Regional Council). Water and sewerage adds $1,900 in Chinghee Creek and $1,900 in Mount Gipps. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Chinghee Creek and Mount Gipps?
Annual driving commute costs are $6,781 from Chinghee Creek and $6,949 from Mount Gipps to Beaudesert CBD (ATO 91c/km). No daily public transport commute is assumed from either suburb, so both are costed by car.
What is the 10-year cost difference between Chinghee Creek and Mount Gipps?
At 3% annual cost growth, Chinghee Creek costs a cumulative $139,940 and Mount Gipps costs $141,866 over 10 years by car. The cumulative difference is $1,926 in favour of Chinghee Creek. Excludes purchase price, mortgage, and personal expenses.
Which of Chinghee Creek and Mount Gipps suits you better?
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Sources: Scenic Rim Regional Council and Scenic Rim Regional Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.