Chipping Norton vs Lansdowne: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks
Chipping Norton (Liverpool rates (OLG) and Lansdowne (Canterbury-Bankstown rates (OLG) attract comparison from buyers considering suburbs across different council areas at similar distances from Sydney CBD (23.4 km and 21.8 km).
The two sit within $184 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Chipping Norton
Lansdowne
Annual cost breakdown
| Category | Chipping Norton | Lansdowne | Difference |
|---|---|---|---|
| Council rates | $1,376 | $1,377 | -$1 |
| Water & sewerage | $1,548 | $1,548 | - |
| Commute (driving) | $5,594 | $5,359 | +$235 |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $2,950 | $3,000 | -$50 |
| Body corporate (unit) | $2,300 | $2,300 | - |
| Total (driving) | $11,468 | $11,284 | +$184 |
| Total (public transport) | $8,274 | $8,325 | -$51 |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Chipping Norton | Lansdowne | Difference |
|---|---|---|---|
| House | $2,420 | $2,420 | - |
| Unit | $1,920 | $1,920 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Chipping Norton vs Lansdowne (2026-27)
What the numbers show
Chipping Norton and Lansdowne cost within $184 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $2,110, making running cost a minor factor in the decision.
The biggest single gap is commute costs at $235 per year. Chipping Norton is 23.4 km from Sydney CBD, which drives higher annual driving costs at the ATO rate of 88c/km.
On public transport the two suburbs cost almost the same, $8,274 and $8,325 a year, so the $184 driving gap nearly closes if you commute by public transport.
10-year cumulative cost projection
| Year | Chipping Norton cumulative | Lansdowne cumulative | Difference |
|---|---|---|---|
| Year 1 | $11,468 | $11,284 | $184 |
| Year 3 | $35,446 | $34,878 | $568 |
| Year 5 | $60,885 | $59,908 | $977 |
| Year 10 | $131,468 | $129,358 | $2,110 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Chipping Norton or Lansdowne cheaper to live in?
Lansdowne is cheaper to run by car at $11,284 per year versus $11,468 for Chipping Norton, a difference of $184 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Chipping Norton and Lansdowne?
Annual council rates for a house are $1,376 in Chipping Norton (Liverpool rates (OLG) and $1,377 in Lansdowne (Canterbury-Bankstown rates (OLG). Water and sewerage adds $1,548 in Chipping Norton and $1,548 in Lansdowne. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Chipping Norton and Lansdowne?
Annual driving commute costs are $5,594 from Chipping Norton and $5,359 from Lansdowne to Sydney CBD (ATO 88c/km). Public transport costs $2,400 from Chipping Norton and $2,400 from Lansdowne.
What is the 10-year cost difference between Chipping Norton and Lansdowne?
At 3% annual cost growth, Chipping Norton costs a cumulative $131,468 and Lansdowne costs $129,358 over 10 years by car. The cumulative difference is $2,110 in favour of Lansdowne. Excludes purchase price, mortgage, and personal expenses.
Which of Chipping Norton and Lansdowne is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Liverpool rates (OLG and Canterbury-Bankstown rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.