Chullora vs Regents Park, true annual running costs compared 2026
Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks
Chullora (Canterbury-Bankstown rates (OLG) and Regents Park (Cumberland rates (OLG) attract comparison from buyers considering suburbs across different council areas at similar distances from Sydney CBD (15.5 km and 16.9 km).
The two sit within $153 a year of each other to run, so running cost is a minor factor here. The decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years the gap between these two is about $1,800, about $3 a week, and most of it is the AI-estimated insurance line.
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Regents Park
Annual cost breakdown
| Category | Chullora | Regents Park | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $1,377 | $1,083 | +$294 |
| Water & sewerage Official, 2026-27 | $1,548 | $1,548 | - |
| Commute (driving) Modelled, 2026-27 | $4,367 | $4,658 | -$291 |
| Commute (public transport) Modelled, 2026-27 | $2,386 | $2,386 | - |
| Home insurance Estimated | $1,300 | $1,150 | +$150 |
| Body corporate (unit) Estimated | $2,300 | $2,300 | - |
| Total (driving) | $8,592 | $8,439 | +$153 |
| Total (public transport) | $6,611 | $6,167 | +$444 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Chullora | Regents Park | Difference |
|---|---|---|---|
| House | $2,342 | $2,442 | -$100 |
| Unit | $1,909 | $2,001 | -$92 |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Chullora vs Regents Park (2026-27)
What the numbers show
Chullora and Regents Park differ by $153 a year by car, but $150 of that is the building insurance estimate rather than a published figure. On the sourced costs, council rates, water and the commute, the gap is $3, so neither suburb is named cheaper here.
The biggest single gap is council rates at $294 per year.
On public transport the gap is $444 per year, $6,611 from Chullora versus $6,167 from Regents Park.
Where the difference actually comes from
- Council rates favours Regents Park by $294 a year, $1,083 against $1,377.
- Water and sewerage is identical at $1,548 a year.
- Driving commute favours Chullora by $291 a year, $4,367 against $4,658.
- Building insurance favours Regents Park by $150 a year, $1,150 against $1,300.
They sit in different council areas, so the rates line is set by two different councils. For NSW that figure is the average residential rate reported to the Office of Local Government, uplifted by that council's IPART rate peg.
10-year cumulative cost projection
| Year | Chullora cumulative | Regents Park cumulative | Difference |
|---|---|---|---|
| Year 1 | $8,592 | $8,439 | $153 |
| Year 3 | $26,557 | $26,084 | $473 |
| Year 5 | $45,616 | $44,804 | $812 |
| Year 10 | $98,498 | $96,744 | $1,754 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Chullora or Regents Park cheaper to live in?
Neither is named cheaper. Chullora runs $8,592 a year by car and Regents Park $8,439, but most of the $153 difference is the building insurance estimate rather than a published figure. On council rates, water and the commute, which are sourced, the gap is $3. Source: SuburbCost 2026 data.
What are council rates in Chullora and Regents Park?
Annual council rates for a house are $1,377 in Chullora (Canterbury-Bankstown rates (OLG) and $1,083 in Regents Park (Cumberland rates (OLG). Water and sewerage adds $1,548 in Chullora and $1,548 in Regents Park. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Chullora and Regents Park?
Annual driving commute costs are $4,367 from Chullora and $4,658 from Regents Park to Sydney CBD (ATO 91c/km). Public transport costs $2,386 from Chullora and $2,386 from Regents Park.
What is the 10-year cost difference between Chullora and Regents Park?
At 3% annual cost growth, Chullora costs a cumulative $98,498 and Regents Park costs $96,744 over 10 years by car. The cumulative difference is $1,754 in favour of Regents Park. Excludes purchase price, mortgage, and personal expenses.
Which of Chullora and Regents Park suits you better?
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Related comparisons
Sources: Canterbury-Bankstown rates (OLG and Cumberland rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.